Dave is head of strategy, performance and resilience in Risk at Virgin Money UK, having originally joined the bank in October 2019 to provide second line oversight of the bank’s integration and transformation programme. His widened remit still includes change risk oversight but now extends to leading on change projects for the Risk function and the bank’s prioritisation of regulatory change projects.

Previously Dave spent six years at the Lending Standards Board, the last three as chief executive developing voluntary self-regulation in the financial services sector, in particular relating to lending to small businesses, push payment fraud and vulnerability. Prior to that Dave spent 24 years at Nationwide, with the last 13 years in senior roles in audit, compliance and risk.