Speakers

Dr. Anastasia Kotovskaia, LL.M. is Head of the Division Financial Markets and Information Technologies at the Centre for European Policy in Berlin, Germany. As a legal expert at the European policy think tank, she provides comprehensive background knowledge about policy proposals of the EU and evaluates them as well as drafts practicable policy options for Europe. 

She had previously worked as a policy expert at the Policy Center of the Leibniz Institute for Financial Market Research SAFE in Frankfurt am Main with a focus on digitalization of finance, sustainable finance, and capital market integration in the EU. 

She holds a Ph.D. in Law from Goethe University in Frankfurt am Main, Germany. She is author of articles and policy papers in law, finance, and information technology.

Casper has spent many years building teams and programs within AML, CTF and Fraud Prevention in the biggest banks in Scandinavia. Almost 2 years ago he changed to the regulated crypto industry. As Head of Compliance at Coinify, Casper is responsible for the AML, CTF and Fraud Prevention at Denmark’s biggest crypto exchange.

Charlotte is the Group MLRO and Compliance Director at Danish payments company, Pleo. Based in Copenhagen, Charlotte leads the anti-Financial Crime efforts across all markets at the Unicorn, focused on streamlining the future of business spending. With a background at PwC in Financial Forensics, and HSBC, her experience in FinCrime varies from large-scale international organized crime investigations to developing internal anti-financial crime tooling for rapid-growth products. She is passionate about good compliance built into slick tech and collaborative approaches to the fight against financial crimes. Charlotte holds an LLM and CAMS. Outside of Pleo she is also a member of ACAMS Taskforce, and most recently assisted the development of the CAFCA and CCAS certifications.

Charmian Simmons is a Financial Crime and Compliance Expert covering the EMEA region at SymphonyAI Sensa-NetReveal. She has over 20 years of experience in the financial sector across risk management, financial crime, internal controls and IT advisory. She is responsible for providing practitioner expertise, thought leadership and analysing key policy / regulatory / cultural / technology drivers transforming and compliance market. Prior to joining Symphony AI Sensa-NetReveal, Charmian was a Fincrime Expert with BAE Systems, a Regional Director of Strategy and Performance for the Risk business at Refinitiv, the Head of Audit in North America at Lloyds Banking Group USA and a Vice President at Morgan Stanley covering Institutional Securities and Capital Markets. Charmian is CAMS, CRMA, CDPSE and CISA certified.

Chris has been working in Banking and payments for over 20 years with the last 15years spent working in fraud for a number of organisations including Barclays, Visa, and TSYS. Chris has been living in Denmark for three years and is currently the lead for second line oversight of Fraud, Anti Bribery & Corrupton, and Tax Evasion in the Group Compliance function at Danske Bank.

CEO at Sweden’s leading crypto broker Safello. 8+ years experience within the financial industry from Carnegie Investment Bank and Avanza Bank. Masters of Law from Uppsala University.

Hera is a Director, Financial Crime Compliance Practice Lead for Moody’s Analytics. She has extensive experience in Sanctions, AML, and Financial Crime, and has built global sanctions programs and implemented Sanctions and PEP screening and KYC verification systems.

Before joining Moody’s, Hera worked at Danske Bank, where she helped enhance the Bank’s sanctions processes and managed external commitments to global regulators. Prior to Danske Bank, she headed the Global Sanctions Program of a global payments company and a bank in California. In her early career, she worked as a litigation lawyer, and is a licensed attorney in California and the Philippines.

She is a Certified Anti Money Laundering Specialist (CAMS) a Certified Global Sanctions Specialist (CGSS) and a Certified Sanctions Specialist (CSS). She also has Diploma in Governance, Risk & Compliance from the International Compliance Association (ICA). She also helped draft the sanctions certifications for ACSS and ACAMS.

Iain has spent 17 years specialising in Cybercrime prevention, holding positions within Banks, Consulting and Product companies. He has seen the rise of attack methodologies from individual attackers to organised crime groups and nation states, and has understands both the technical and human side of these attacks. He has been with BioCatch for 6 ½ years helping shape how behaviour can be used to detect new attack methodologies as part of their Global Advisory Team 

A seasoned Fraud and Financial Crime Leader, Ketil has over 17 years’ experience in financial services, including Banking and Big 4 Consultancy. Currently Ketil is heading SEB’s Global Fraud Strategy and Transformation journey and has recently been leading Danske Banks Global Fraud Management where he had the responsible for everything from Fraud Strategy to Operations, Data Analytics and Risk Management. Ketil has great regional experience within the financial services and banking industry across the entire Nordic region. Within Fraud and Financial Crime in particular, Ketil holds deep subject matter expertise across Fraud, AML, Sanctions, Risk Management and Risk Assessments. In addition to his direct management experience, Ketil has a breadth of expertise in technical software solutions, having operated in the software industry as Head of the Centre of Excellence for Fraud and Financial Crime at SAS Institute; implementing Nordic Anti-Fraud and Financial Crime software/solutions across the banks, insurances and in the public sector

Klaus Xhaxhiu is currently holding the MLRO function for Germany at Aion Bank with over six years of experience in compliance / AML for banks and other financial institutions. Additionally Klaus is serving as senior compliance and legal expert for the German market. He holds a Master of Laws degree from the University of Hannover in cooperation with the University of Lisbon. Klaus is responsible for all compliance and AML related matters at Aion Bank German branch.

Klaus has created the fundamentals for a compliance and AML organisation at Aion Bank in Germany and is serving as point of contact for the regulators. Prior to this, Klaus was serving as Compliance manager for Germany at Vistra where he created the team from scratch including a number of compliance monitoring systems. He was also responsible for all client onboardings and AML matters.

During the weekends and holidays, Klaus likes to travel and visit new countries to explore their cultures and traditions. Of course, exploring local food is one of his hobbies while traveling as well.

Linus Fugl is a Senior Vice President at Danske Bank and a Tribe Leader for transformation in Financial Crime Prevention covering Anti bribery, Anti corruption, Anti Money Laundering/Counter Terrorist financing, Sanctions risk mitigation, tax evasion and Fraud Prevention.

Marie Lundberg is the founder and CEO of Acronym Consulting AB, based in Stockholm, Sweden. She is a financial crime specialist with more than two decades of experience within the financial sector, including investment firms, large internet banks, payment service providers, traditional and private banking. Her area of expertise includes anti-bribery and corruption, fraud, anti-money laundering, customer due diligence, sanctions and counter terrorism financing.

Marie is a firm believer of using analytics and the importance of knowing and understanding your data, as well as your customers. Awareness, a solid risk management program and education is in her opinion a few of the keys to combat financial crime.

She has extensive international experience, working mainly in the Nordics and Europe including the UK. She is a founding member and co-chair of the ACAMS Nordics Chapter and a Certified Fraud Examiner by ACFE as well as a public speaker and thought leader in this area.

Mike Nathan has over 15 years of experience in the risk and fraud space, with key interests in online banking fraud, application fraud, internal fraud, money mules, anti-money laundering and card fraud. Mike started his career as a credit analyst at Lehman Brothers, before moving to Lloyds Banking Group as a Fraud Manager, where he led large teams of analysts and data scientists. He was a consultant at SAS, the analytics company, a Vice President at Barclaycard, looking at Credit Card Fraud and more recently the Senior Director of Solutions Consulting for Fraud and Identity at LexisNexis Risk Solutions. Mike’s current role at Feedzai is leading a team of Global Solutions Consultants, advising some of the world’s largest financial organisations. Mike also holds an MSc in Information Management & Finance from Westminster Business School.

Nico has a 24 year professional experience in the banking sector gained at both commercial banks and supervisory authorities at national and European level.

He has been dealing with compliance and internal governance matters for most of his careers with assignments spanning from policy drafting to off/on site supervision as well as internal audit. He has gained extensive expertise in KYC methodology development and financial analysis.

His experience in both prudential and AML/CFT supervision has been key to find ways for bridging the two supervisory perspectives. He holds a master degree in business administration and has a solid background in accounting and corporate criminal law.

Ruud Grotens, Certified Financial Crime Specialist (ACFCS), is Head of Solution Consulting, Fraud and Financial Crime, at Bottomline Technologies. With over 30 years’ experience internationally, advising banks (including central banks) and non-banks (including asset management firms, insurance firms, and MSBs) about financial crime risk management technology, covering anti-money laundering, counter-terrorist financing, sanctions, tax evasion, internal/external fraud including payment fraud and cybercrime.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Sverker brings multi-segment experience across Financial Services, Professional Services and the Public Sector allied to multi-disciplinary Financial Crime Prevention (FCP) expertise in AML (anti-money laundering), CTF (Counter terrorist financing), Sanctions, Fraud and ABAC (Anti-Bribery and Corruption).

In his most recent role, he worked as Head of Financial Crime Prevention at KPMG (Sweden). Here he focused on regulatory compliance, analysis and risk management. Prior to this role, he was Head of Financial Crime Prevention at Handelsbanken (Denmark), responsible for the bank’s Anti-Financial Crime (AFC) program, serving as the contact person for regulatory authorities. He was also a system owner for IT-control systems, processes and internal education.

Sverker also brings the regulator’s perspective. In the earlier part of his career, he spent three years at the Swedish Financial Services Authority (FSA), conducting onsite visits at the largest banks and insurance companies in Sweden and co-ordinated national policy response to AML, CTF and Sanctions with other European regulators.

Outside of work, Sverker lives with his wife and daughter in Borstahusen in southern Sweden close to Copenhagen.

Wiebe is part of BioCatch’s Global Advisory Team that advises on the use of behavioral insights to find new attack methodologies and use cases. He has worked in and for banks since 1999, with the last 12 years were in the fraud and AML area. He first-hand experienced the sharp rise of online banking fraud in the Netherlands from 2010, seeing the attack evolution from trojans injecting transactions to phishing to social engineering. He developed controls from simple effective rules to AI models to tackle the fraud, whilst swapping from being inside a bank to international consultancy for fraud and later AML. Recognizing that a transactional AI model now requires client side behaviour to fed into it due to current threats, he joined BioCatch to further develop their capabilities.