Julia is a seasoned financial industry professional with over 25 years of experience under her belt, her focus being client due diligence and operational risk management. Under which, she serves as a subject matter expert on Correspondent Banking and Securities Services. She is passionate about innovative process re-engineering and change management, and is an advisor on data analysis, remediation and digital transformation in the areas of risk management and compliance.
She got her start in a Big-Four, and has since worked in consultancy, global banking and regulatory entities. This includes being involved in the implementation and design standards of risk and control frameworks in Asia and Middle East. A woman of many talents, such opportunities to this global exposure have been supplemented by her proficiency in several languages, which include English, Mandarin, Cantonese, and Malay. More recently, she has also been recognised as a rising talent in Financial Crime and Regulatory Compliance across Fintech. As the lead for the alumni mentoring programme and ambassador of the e-Fintech Fortnynja school, she is working toward nurturing the next generation of leaders of the industry.
She is also a member of the AML Working Group of Global Digital Finance, which is an association advocating and accelerating the adoption of best practices for digital assets. Lastly, she also volunteers as a mentor for young compliance professionals with RAW Compliance, a social enterprise.
Although she has gradually pivoted from traditional banking to fintech, she is keeping true to her principles. She is now the Head of Compliance for Hugo Save, a wealthcare app, which aims to help the community spend smarter, save better and invest.