transform finance uk

Andrew is the head of FCA’s Financial Crime Department. He joined the FSA in 2012 and has previously led the FCA’s supervision of Retail Banks, the ring-fencing project for Retail Banks and the supervision of retail insurance firms. He has also worked in the FCA’s enforcement division (where he led on complex retail investigations). Prior to joining the regulator, he was a partner in a law firm where he advised financial services firms and other large corporates on regulatory issues and complex disputes.

Tauane has 21 years’ experience gained in complex global and multi-region programmes across Compliance, Assurance and Internal Audit working on AML/CFT, Anti-Bribery & Corruption, Fraud, Unauthorised Trading, Sales & Suitability and Conduct consent orders’ remediation programmes at HSBC, Citibank, Deutsch Bank and National Bank of Egypt UK. Led several key change initiatives, including:

• Development of the HSBC Global Commercial Banking Volcker compliance framework
• Risk-based compliance assurance to the HSBC Global Standards workstreams
• Development and implementation of Financial Crime Risk Governance Frameworks
• Development and implementation of Business Wide Financial Crime Risk Assessment (BWRA) and methodologies
• Revision of AML/CFT and Sanctions IT systems
• Development and implementation of Financial Crime Compliance Monitoring and Testing frameworks and Annual Plans

Tauane is a Financial Crime Compliance Associate Director at British Arab Commercial Bank. Tauane has just completed a LLM (Master of Laws) in International Banking and Finance Law (major in Money Laundering Law).

Since being appointed Chief Executive at Cifas in May 2018, Mike has actively worked to grow the community of stakeholders sharing data, intelligence and insight in the pursuit of preventing fraud and financial crime. Mike is passionate about Cifas becoming the driving force behind fraud prevention in the UK and with over 30 years’ experience of tackling and preventing fraud across the public, private and not-for-profit sectors, he is determined to bring together a strong cross-sectoral collaborative approach to tackling fraud. With a Master’s Degree in Criminology, Mike has led counter fraud efforts in the National Health Service, Ministry of Defence, Office of Fair Trading, HM Revenue and Customs and the Solicitors Regulation Authority. He also worked at the National Fraud Authority directing cross sector fraud prevention strategies. Mike believes that the battle against fraud is one that cannot be won alone and that only by collaborating as a community can turn the tide on fraud and not only protect each other but also make the UK a safer place to live and do business.

Richard Ells is the founder and CEO of Electroneum and AnyTask.com, Board Director for the Digital Pound Foundation, and Advisor for the All-Party Parliamentary Group on Blockchain. This year at Transform Finance UK, Richard will be sharing his insights into key legislative and technological considerations in relation to KYC and AML that he believes could unlock greater financial inclusion on a global scale.

Spent twenty years in UK law enforcement (City of London Police) investigating economic crime. Specialised in the pro-active investigation of Banking Fraud, Money laundering and Bribery & Corruption. Worked internationally with multiple law enforcement agencies in the US, Europe and Asia. This was followed by six years as Citigroup EMEA Regional Director of Investigations, and eight years as Barclays Global Head of Investigations for Investment Banking & Wealth Management. Managed a team of investigators who worked globally on all aspects of internal and external economic crime, whistleblowing investigations, regulatory investigations and litigation support. Currently Head of Fraud & Investigations at Lombard Odier & Co Ltd, based in Geneva. To date, forty years of international economic crime experience in both a law enforcement and corporate environment. Speaks frequently on economic crime investigations at corporate and law enforcement events. Is co-founder and CEO of the Association of Corporate Investigators a new start up association formed for the benefit of the corporate investigations community.

Tony is currently carrying out financial crime and compliance investigations at a corporate bank with additional responsibilities for conducting proactive work and producing MI. Providing support and stand in cover for the Head of Investigations as well as guidance to internal stakeholders, clients and external agencies including liaison with regulatory bodies concerning AML/CTF and ABC issues. Responsible for the submission of SAR and STR, transaction compliance reporting and AML monitoring. Conducting AML, KYC/DD and Market Abuse reviews as well as liaison with national and international colleagues and law enforcement.

He has enjoyed a successful 25-year career within the police force, more recently as a Detective and Financial Investigator for the City of London Police in the Asset Recovery Unit.

As an NCA-Accredited Financial Intelligence Officer, Confiscator and Financial Investigator, Tony has a proven track record within high-value organised fraud, money laundering and asset recovery.

Gulli is a financial crime compliance specialist with over 8 years of experience gained from large financial institutions and banks primarily focusing on sanctions. She has been working at UBS as EMEA & UK sanctions advisory specialist for 4 years. Prior to that Gulli worked in sanctions departments at HSBC and JPMorgan and held a financial crimes monitoring role at Mizuho bank.

Gulli is CAMS certified. She has a first class honours degree in law earned in Russia and Masters with Merit in international business management gained in the UK.

Klaus Xhaxhiu is currently holding the MLRO function for Germany at Aion Bank with over six years of experience in compliance / AML for banks and other financial institutions. Additionally Klaus is serving as senior compliance and legal expert for the German market. He holds a Master of Laws degree from the University of Hannover in cooperation with the University of Lisbon. Klaus is responsible for all compliance and AML related matters at Aion Bank German branch.

Klaus has created the fundamentals for a compliance and AML organisation at Aion Bank in Germany and is serving as point of contact for the regulators. Prior to this, Klaus was serving as Compliance manager for Germany at Vistra where he created the team from scratch including a number of compliance monitoring systems. He was also responsible for all client onboardings and AML matters.

During the weekends and holidays, Klaus likes to travel and visit new countries to explore their cultures and traditions. Of course, exploring local food is one of his hobbies while traveling as well.

Tracy is passionate and business aligned compliance and risk professional with over 20 years of experience across all aspects of compliance, fraud and financial crime risk management, policy, advisory and oversight.

Throughout her career she has worked in institutions spanning the breadth of financial services, including Retail, Wealth, Insurance & Investments, Commercial Banking, Investment Banking, Intermediaries, Joint Venture Partners and Independent Financial Advisers – with experience including:

• Extensive experience leading teams across different jurisdictions
• Solid demonstrable engagement with senior stakeholders, regulators and supervisory boards across top tier global organisations
• Proven ability to negotiate solutions with key stakeholders by working collaboratively and building strong partnerships
• A professional history grounded in partnership across the organisation, a tenacious focus on operational effectiveness and proactive share of knowledge, experiences and best practices to inspire and lead change
• ICA Professional Diplomas in Financial Crime Compliance and AML

Euan has an established track record of leading and delivering change, whilst also holding significant financial crime experience. He is currently leading Monzo’s financial crime change programme, having previously being Head of Financial Crime for Barclays Business Banking.