Speakers

Experienced risk and compliance manager with broad international experience within banking and financial markets industry. Certified Advanced CAMS – Risk Management and CAMS expert with an extensive oversight, risk management, product and investigative capabilities (both from financial economic crime and regulatory compliance perspective). During career as a regulator – gained experience in clear translation of regulatory strategy into action, functional supervision and was a delegated national expert to international regulatory bodies (ESMA / IOSCO). Excellent communicator who brings the holistic view, connects the dots and brings the stakeholders together. 

Aoife Doyle is VP of Product Marketing at Fenergo and is based in Dublin, Ireland. Aoife has over 12 years’ experience in the Financial Services industry, having worked in Central Bank of Ireland, Citi and First Derivatives prior to joining Fenergo. She has a strong background in compliance and consultancy, particularly in the areas of anti-money laundering and digital transformation programmes.

Chris Caruana is the Global Subject Matter Expert Team and Product Strategy Head at Feedzai, previously holding the position of Vice President of AML Solutions. In his capacity, Chris acts as a subject matter expert and product strategist across organizational functions. He has 15 years of experience in financial services as a regulator, compliance officer, and business executive. Chris is a certified anti-money laundering specialist and a member of the Carolinas ACAMS chapter. He holds a Bachelor’s degree in Finance from Marist College and a Master’s degree (MBA) in International Business from St. John’s University. In his current role, Chris is driving Feedzai’s expansion of its financial crime-fighting capabilities with AI.

Daniel Bastin is the SVP Sales at SymphonyAI Sensa. He has almost 15 years’ experience in Financial Services specializing in Risk, Compliance, and Financial Crimes. Daniel has successfully led several key engagements within tier 1 financial services organizations across the globe. He has key experience around leveraging technology to not only reduce operating costs but also drive operating revenue. The goal is to always help financial institutions become efficient and more accurate.

Daniel works with financial institutions to address particular pain points across their Client Lifecycle Management value chain, especially implementing solutions that solve for the huge amounts of manual work that are littered throughout. Having worked in banking for close to a decade prior to joining WorkFusion, he has the background and expertise to help customers avoid these pitfalls using intelligent automation.

BSc Finance (1st Class Honours), MSc Financial Economics (1st Class Honours), Certified PRINCE2 Practitioner, Certified PRINCE2 Agile Practitioner.

David Pope is an expert in identity verification, ID fraud & money laundering.  Since 2004, David has helped drive successful customer onboarding and IDV for banks, fintechs, online retailers and gambling operators. He is the Marketing Director at Mitek, and previously held the same role at HooYu, Jumio, Experian ID & Fraud and 192business. 

Justin is Co-Founder and COO of FullCircl, a platform to Unlock the intelligence you need to engage with the right business customers, accelerate onboarding – and keep them for life. 

Prior to FullCircl, Justin built the international operations for two other US-based fintech companies. Outside of FullCircl, he was a founding Non-Executive Director of Innovate Finance, a fintech members’ organisation that serves as the voice of global fintech. He is involved in a number of not-for-profit and educational organisations and enjoys spending time outdoors. 

Lindsey enjoys building relationships and working with people to achieve goals and solve problems.

Some are work-related, like creating an audit plan that delivers valuable independent and objective assurance.

Some have a broader societal reach, like providing board oversight as a chair of a board of a charity dedicated to sharing information and advice to make parental involvement in Scottish schools as good as it can be.

She brings passion, intellect and creativity to all of her endeavours, whether that’s helping business leaders understand the effectiveness of their risk management, control and governance processes; applying critical judgment to an education policy proposal, or writing and editing an award-winning table-top roleplaying game.

AML Sales Strategy Lead for EMEA after working as a solutions consultant for a leading Financial Crime solution vendor with in-depth knowledge as well as expertise in Anti-Money Laundering including Transaction Monitoring, Know Your Customer (KYC) and PEP, Sanctions & Adverse Media Screening. In-depth knowledge of Fraud and Financial Markets Compliance. Holding a good understanding of the emerging AML risks from crypto and trade-based money laundering. Whilst holding knowledge of retail, corporate and correspondent banking processes. Possessing knowledge in AI, machine learning and intelligent automation, working with partners that provide key information to help AML investigators with Entity Resolution, Network Risk Analysis, Counterparty, Beneficial Ownership and more, information that is vital to a successful AML investigation.

Nitzan Solomon is Head of Transaction Monitoring, AML & Fraud at Revolut. She is passionate about Financial Crime and Regtech and has won several awards for her work including 2020 best Regtech practitioner, and being named one of the UK Top 100 Women In Tech.

Prior to joining Bottomline, he was responsible for managing the fraud and authentication solutions in the EMEA region for NICE Actimize. Mr. Kletter began his career in Israel’s elite technological intelligence army unit, where he served as the Head of the Global Counter-Terrorism section.

Puneet leads NTT’s Consulting practice based out of Dublin and has a proven track record of establishing competence teams across various banking domains. He is a diligent and accomplished professional with extensive experience in innovation and regulation across global banking industry. He has led complex large-scale transformation initiatives and has been working actively in financial crime space over last few years.  

 For the last 15 years, Puneet has helped banks assess their current operating models, design target op models, evaluate & refine their business processes, identify their technology ecosystem and help comply with the regulatory framework, having worked with banking institutions across APAC, EMEA and Americas.  

Puneet is a MBA graduate from XLRI, India and his current area of focus is ‘challenges facing the global banking industry’. 

Senior Leader in Financial Crime and Fraud Risk Management across Financial Services. Currently responsible for the Fraud Risk & Control Management Programme at Monzo, having previously been the Global Head of Fraud Risk & Compliance at Revolut.

Previously held roles in Fraud Risk & Compliance at Worldpay, Aldermore Bank and NatWest.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Tauane has 21 years’ experience gained in complex global and multi-region programmes across Compliance, Assurance and Internal Audit working on AML/CFT, Anti-Bribery & Corruption, Fraud, Unauthorised Trading, Sales & Suitability and Conduct consent orders’ remediation programmes at HSBC, Citibank, Deutsch Bank and National Bank of Egypt UK. Led several key change initiatives, including:

• Development of the HSBC Global Commercial Banking Volcker compliance framework
• Risk-based compliance assurance to the HSBC Global Standards workstreams
• Development and implementation of Financial Crime Risk Governance Frameworks
• Development and implementation of Business Wide Financial Crime Risk Assessment (BWRA) and methodologies
• Revision of AML/CFT and Sanctions IT systems
• Development and implementation of Financial Crime Compliance Monitoring and Testing frameworks and Annual Plans

Tauane is a Financial Crime Compliance Associate Director at British Arab Commercial Bank. Tauane has just completed a LLM (Master of Laws) in International Banking and Finance Law (major in Money Laundering Law).

Thomas Byrne serves as nCino’s Head of Product EMEA. In this role, Thomas is responsible for product strategy and development across the EMEA Region. Thomas has over 10 years of experience in Corporate Banking. Prior to joining nCino, Thomas worked in Relationship Management and Delivery at Lloyds Banking Group where he managed the implementation of a variety of digital transformation projects, including the implementation of a large-scale CRM system across the Commercial Bank. Thomas holds a BSc in Political Science and International Relations from the University of Sussex.

Trevor Barritt joined SymphonyAI Sensa as Pre-sales consultant at SymphomyAI Sensa in January 2022. Before that he held similar roles at other vendors for 18 years, preceeded by serving as Head of Compliance and Money Laundering Prevention at a number of leading financial institutions in London. Trevor also worked for the UK regulator for four years. Outside work, Trevor is a keen amateur astronomer and fan of opera and folk music. He also plays golf very badly.

Alia Mahmud is a Regulatory Affairs Practice Lead at ComplyAdvantage. She has deep knowledge of the fintech compliance landscape, having served in senior compliance roles at OakNorth, Revolut, and Algebra.

Howard has undertaken a diverse range of roles in the financial services sector spanning the disciplines of operational management, corporate relationship management, strategy and risk management. Passionate about preventing Economic Crime his current role is to provide Oversight of Economic Crime risks with particular focus on screening and transaction monitoring.

He is an advisory board member for Cifas, the UKs largest cross-sector fraud data sharing organisation, as well as a member of the European Banking Federation Exco financial crime strategy group. He is also an active member of the Europol Financial Intelligence Public Private Partnership.

As an active LinkedIn member Howard regularly shares thoughts and insights into the world of Economic Crime Prevention and the latest developments around the globe.

Howard enjoys running getting in a 5km jog on most days.

Howard is the KYC Transformation lead at Encompass, working with Tier 1 banks to digitally transform their KYC onboarding and refresh processes, driving control, capacity and colleague benefits through the use of the highly impressive Encompass platform.

Prior to this, he held a number of executive-level operational roles with a major global bank including leading their wholesale KYC onboarding and refresh functions.

Iain Armstrong is a Regulatory Affairs Practice Lead at ComplyAdvantage. Iain has held a number of senior compliance roles in major financial institutions, including NatWest, HSBC, and Barclays. Iain also spent eight years working at the UK’s Financial Conduct Authority.

Since being appointed Chief Executive at Cifas in May 2018, Mike has actively worked to grow the community of stakeholders sharing data, intelligence and insight in the pursuit of preventing fraud and financial crime. Mike is passionate about Cifas becoming the driving force behind fraud prevention in the UK and with over 30 years’ experience of tackling and preventing fraud across the public, private and not-for-profit sectors, he is determined to bring together a strong cross-sectoral collaborative approach to tackling fraud. With a Master’s Degree in Criminology, Mike has led counter fraud efforts in the National Health Service, Ministry of Defence, Office of Fair Trading, HM Revenue and Customs and the Solicitors Regulation Authority. He also worked at the National Fraud Authority directing cross sector fraud prevention strategies. Mike believes that the battle against fraud is one that cannot be won alone and that only by collaborating as a community can turn the tide on fraud and not only protect each other but also make the UK a safer place to live and do business.

Ralph Ebert is a German lawyer with long term legal and Compliance experience for universal and private banks with 15 years of experience in an international environment. He worked in France, Canada, South Korea and Switzerland as well as short term assignments to Hong Kong and Singapore.

Ralph works currently as Head of Compliance at Banque Internationale à Luxembourg (Suisse) in Switzerland. He also focuses on the integration of regtech solutions, consequences for Compliance and the modern compliance culture

Richard Ells is the founder and CEO of Electroneum and AnyTask.com, Board Director for the Digital Pound Foundation, and Advisor for the All-Party Parliamentary Group on Blockchain. This year at Transform Finance UK, Richard will be sharing his insights into key legislative and technological considerations in relation to KYC and AML that he believes could unlock greater financial inclusion on a global scale.

I have recently started as CDO at FBN Bank (UK) with remit to enhance the business capabilities in the bank to manage the data and improve use of the data to make business decisions and streamline operational effectiveness. Before FB Bank I spent over 2 years at Europe Arab Bank in a similar capacity (as a Lead Architect and Head of MI & Data). Prior to that I was Head of Business Insight Centre in UK’s ECA (UK Export Finance) where I built a data function and delivered technical and business solutions to enhance data management, analytics and automated some of the elements in the data ecosystem to reduce overall costs and mitigate operational and regulatory risks.

Claire Simpson is a Senior Policy Manager at the PSR, responsible for delivering the package of measures on Authorised Push Payment Fraud. A regulatory policy professional, Claire has extensive experience in economic regulation across utilities and rail. Claire was Director of UK Regulators Network and has a legal background in competition and regulatory law. Claire has been with the PSR since May 2022.

Diane is a senior leader and the nominated officer at Yorkshire Building Society (YBS). She is a highly experienced financial crime (FC) prevention professional and driven senior leader with over 20 years of experience across all aspects of Financial Crime Compliance and having worked in both 1st & 2nd LOD. Her current remit includes FC Risk, FC Transformation, FC Operations, including: AML, Savings and Mortgage Fraud, Systems, Intel and Analytics and Internal Fraud.

Throughout her career she has worked a number of financial services business, with a focus on Retail Savings, Mortgages and Commercial Mortgages. Diane has extensive experience leading teams and works in partnership with industry to promote the reduction of harm from Financial Crimes. She is a fellow member of the ICA and holds multiple Diplomas and specialist certificates with the institute.

Iain has spent 17 years specialising in Cybercrime prevention, holding positions within Banks, Consulting and Product companies. He has seen the rise of attack methodologies from individual attackers to organised crime groups and nation states, and has understands both the technical and human side of these attacks. He has been with BioCatch for 6 ½ years helping shape how behaviour can be used to detect new attack methodologies as part of their Global Advisory Team 

Martin is the CEO & Founder of Resistant AI, which applies machine learning and statistical techniques to make credit risk scoring, fraud detection, anti-money laundering and other financial decisions resilient to manipulation and attacks. A serial entrepreneur, Martin was previously CEO & Founder of Cognitive Security, which was acquired by Cisco in 2013 and became the basis of Cisco’s Cognitive Threat Analytics (CTA) team which provided advanced threat detection by analysis of network traffic for more than 25 million users worldwide. A passionate educator, Martin has been lecturing on cybersecurity at the Czech Technical University in Prague for the past 18 years. He holds an engineering degree from Ecole Centrale Paris and a Ph.D. in AI from CTU in Prague.

Marie Lundberg is the founder and CEO of Acronym Consulting AB, based in Stockholm, Sweden. She is a financial crime specialist with more than two decades of experience within the financial sector, including investment firms, large internet banks, payment service providers, traditional and private banking. Her area of expertise includes anti-bribery and corruption, fraud, anti-money laundering, customer due diligence, sanctions and counter terrorism financing.

Marie is a firm believer of using analytics and the importance of knowing and understanding your data, as well as your customers. Awareness, a solid risk management program and education is in her opinion a few of the keys to combat financial crime.

She has extensive international experience, working mainly in the Nordics and Europe including the UK. She is a founding member and co-chair of the ACAMS Nordics Chapter and a Certified Fraud Examiner by ACFE as well as a public speaker and thought leader in this area.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Spent twenty years in UK law enforcement (City of London Police) investigating economic crime. Specialised in the pro-active investigation of Banking Fraud, Money laundering and Bribery & Corruption. Worked internationally with multiple law enforcement agencies in the US, Europe and Asia. This was followed by six years as Citigroup EMEA Regional Director of Investigations, and eight years as Barclays Global Head of Investigations for Investment Banking & Wealth Management. Managed a team of investigators who worked globally on all aspects of internal and external economic crime, whistleblowing investigations, regulatory investigations and litigation support. Currently Head of Fraud & Investigations at Lombard Odier & Co Ltd, based in Geneva. To date, forty years of international economic crime experience in both a law enforcement and corporate environment. Speaks frequently on economic crime investigations at corporate and law enforcement events. Is co-founder and CEO of the Association of Corporate Investigators a new start up association formed for the benefit of the corporate investigations community.

Swagatam is a senior AI researcher and data evangelist with wide range of experience of designing and productising data science solutions within BFSI domain. He is currently leading the R&D Innovation team for Compliance Analytics globally within HSBC. Prior to that he has served in a variety of leadership roles within Fraud and Compliance divisions of the bank. He is passionate about using rational and data driven approach to solving complex problems as well as helping others with similar goals.

After having held various roles in 1LoD (Product Conduct, Market Risk) and 2LoD (Advisory compliance) in HSBC in France, Amelie joined the Internal Audit function almost 10 years ago. She is now a Managing Director and Head of Internal Audit in Santander Corporate Investment Bank in the UK (SCIB UK) covering Conduct, Regulatory and Financial Crime risks.

Eve Whittaker joined SymphonyAI Sensa as a Solutions Consultant in October 2022 and has spent the past 5 years holding various roles with Anti-Financial Crime software vendors, supporting banks and financial institutions with the deployment of strategic AML and KYC technology platforms. In 2021 she qualified as a Certified Anti-Money Laundering Specialist with ACAMS. In her spare time, Eve is pursuing an MBA at Imperial College London.

Euan has an established track record of leading and delivering change, whilst also holding significant financial crime experience. He is currently leading Monzo’s financial crime change programme, having previously being Head of Financial Crime for Barclays Business Banking. 

Gulli is a financial crime compliance specialist with over 8 years of experience gained from large financial institutions and banks primarily focusing on sanctions. She has been working at UBS as EMEA & UK sanctions advisory specialist for 4 years. Prior to that Gulli worked in sanctions departments at HSBC and JPMorgan and held a financial crimes monitoring role at Mizuho bank.

Gulli is CAMS certified. She has a first class honours degree in law earned in Russia and Masters with Merit in international business management gained in the UK.

Meredith is an experienced financial crime compliance professional who specialises in designing, enhancing and conducting oversight on AML/CTF and sanctions systems and control frameworks. At ClearBank, Meredith works within the 2nd line to provide advisory on the implementation of anti-financial crime controls and to help drive control evolution to support the bank’s strategic initiatives. Prior to her role at ClearBank, Meredith worked at FINTRAIL as an anti-financial crime consultant, where she led and supported on client engagements across the banking, FinTech, virtual asset and investment sectors, helping firms to build, scale and modernise their financial crime risk management programmes.

Klaus Xhaxhiu is currently holding the MLRO function for Germany at Aion Bank with over six years of experience in compliance / AML for banks and other financial institutions. Additionally Klaus is serving as senior compliance and legal expert for the German market. He holds a Master of Laws degree from the University of Hannover in cooperation with the University of Lisbon. Klaus is responsible for all compliance and AML related matters at Aion Bank German branch.

Klaus has created the fundamentals for a compliance and AML organisation at Aion Bank in Germany and is serving as point of contact for the regulators. Prior to this, Klaus was serving as Compliance manager for Germany at Vistra where he created the team from scratch including a number of compliance monitoring systems. He was also responsible for all client onboardings and AML matters.

During the weekends and holidays, Klaus likes to travel and visit new countries to explore their cultures and traditions. Of course, exploring local food is one of his hobbies while traveling as well.

After a career in management consulting, Noemi has specialized in AML regulatory compliance and in AML best-practices while leading highly complex and strategic fincrime projects.

In 2022, Noemi has joined Banco BPM as a Senior AML Specialist and Program Manager. In this role, Noemi is responsible for managing key AML-related initiatives and projects, including coordinating with business and IT stakeholders and senior management.

Tracy is passionate and business aligned compliance and risk professional with over 20 years of experience across all aspects of compliance, fraud and financial crime risk management, policy, advisory and oversight.

Throughout her career she has worked in institutions spanning the breadth of financial services, including Retail, Wealth, Insurance & Investments, Commercial Banking, Investment Banking, Intermediaries, Joint Venture Partners and Independent Financial Advisers – with experience including:

• Extensive experience leading teams across different jurisdictions
• Solid demonstrable engagement with senior stakeholders, regulators and supervisory boards across top tier global organisations
• Proven ability to negotiate solutions with key stakeholders by working collaboratively and building strong partnerships
• A professional history grounded in partnership across the organisation, a tenacious focus on operational effectiveness and proactive share of knowledge, experiences and best practices to inspire and lead change
• ICA Professional Diplomas in Financial Crime Compliance and AML