11:00 am to 12:00 pm EST
Networking Lounge Opens
12:00 am to 12:10 pm EST
Chair's Opening Remarks
12:10 pm to 12:25 pm EST
Opening Keynote - Overlapping Risks: Money Laundering, Fraud and Cybersecurity
- Discussion on how AML, Fraud and Cybersecurity risk overlap
- Discussion on recent guidance, advisories and best practices
- Discussion on emerging risks
Jason Foye
Senior Director - AML Investigative Unit, FINRA
Jason Foye is the Senior Director of FINRA’s AML Investigative Unit, a specialized team that conducts complex Anti-Money Laundering examinations, provides guidance to FINRA’s examination and Enforcement staff in connection with AML-related matters, and provides education and training to FINRA staff and industry personnel throughout the country. Jason serves as an AML Regulatory Specialist within FINRA and is Certified Anti-Money Laundering Specialist and a Certified Fraud Examiner. Jason graduated from Florida State University with Bachelor’s degrees in Finance and Risk Management. Jason works from FINRA’s Florida District Office, and has been with FINRA for 15 years.
12:25 pm to 12:40 pm EST
The Perfect Delivery
- How to achieve the perfect delivery
- The common challenges with large scale deliveries & the techniques
- How to manage the relationship between vendor and customer – case study examples
Araliya Sammé
Head of Financial Crime, Featurespace
Araliya joined Featurespace in 2016, bringing deep subject matter expertise in all areas of Financial Crime to Featurespace customers and finance industry conferences around the world. Prior to joining Featurespace, Araliya worked as a management consultant at both Deloitte and EY (Ernst and Young) and advised at multiple global financial institutions on Financial Crime and Anti-Money Laundering.
12:40 pm to 12:55 pm EST
Audience Q&A
Jason Foye
Senior Director - AML Investigative Unit, FINRA
Jason Foye is the Senior Director of FINRA’s AML Investigative Unit, a specialized team that conducts complex Anti-Money Laundering examinations, provides guidance to FINRA’s examination and Enforcement staff in connection with AML-related matters, and provides education and training to FINRA staff and industry personnel throughout the country. Jason serves as an AML Regulatory Specialist within FINRA and is Certified Anti-Money Laundering Specialist and a Certified Fraud Examiner. Jason graduated from Florida State University with Bachelor’s degrees in Finance and Risk Management. Jason works from FINRA’s Florida District Office, and has been with FINRA for 15 years.
Araliya Sammé
Head of Financial Crime, Featurespace
Araliya joined Featurespace in 2016, bringing deep subject matter expertise in all areas of Financial Crime to Featurespace customers and finance industry conferences around the world. Prior to joining Featurespace, Araliya worked as a management consultant at both Deloitte and EY (Ernst and Young) and advised at multiple global financial institutions on Financial Crime and Anti-Money Laundering.
Jason Foye
Senior Director - AML Investigative Unit, FINRA
Jason Foye is the Senior Director of FINRA’s AML Investigative Unit, a specialized team that conducts complex Anti-Money Laundering examinations, provides guidance to FINRA’s examination and Enforcement staff in connection with AML-related matters, and provides education and training to FINRA staff and industry personnel throughout the country. Jason serves as an AML Regulatory Specialist within FINRA and is Certified Anti-Money Laundering Specialist and a Certified Fraud Examiner. Jason graduated from Florida State University with Bachelor’s degrees in Finance and Risk Management. Jason works from FINRA’s Florida District Office, and has been with FINRA for 15 years.
Araliya Sammé
Head of Financial Crime, Featurespace
Araliya joined Featurespace in 2016, bringing deep subject matter expertise in all areas of Financial Crime to Featurespace customers and finance industry conferences around the world. Prior to joining Featurespace, Araliya worked as a management consultant at both Deloitte and EY (Ernst and Young) and advised at multiple global financial institutions on Financial Crime and Anti-Money Laundering.
12:55 pm to 1:30 pm EST
Interactive Session - Join in the discussion and share you views with leading industry speakers
Group Discussion 1: Banking High Risk Sectors - When is high-risk too risky?
Join the speakers in this interactive peer-to-peer discussion as they share their insight on how what approaches can be taken for banking high-risk customers and preventing financial crime. What steps and measures has your bank put in place for high-risk customers?
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Wanda S. Moncrief
FVP, BSA-AML Officer, Trustmark National Bank
Wanda Moncrief is currently the BSA-AML Officer for Trustmark National Bank headquartered in Jackson, MS with approximately $17 billion in assets and just under 200 locations throughout the southeast. She has worked in anti-money laundering compliance for more than 20 years and in the financial services industry for more than 28 years. Wanda has experience in designing and implementing new AML programs. In her past roles, she has also worked in project management, business systems (IT), business continuity and in IRS Information Reporting.
Wanda holds the designation of Certified Anti-Money Laundering Specialist (CAMS) and the designation of Certified AML and Fraud Professional (CAFP). She is a member of the Mississippi Financial Fraud Investigative Group and has facilitated and coordinated meetings for the group in the past. Currently she participates in several AML user groups and panels within the AML financial services industry including the Mississippi Regulatory Compliance Group (MRCG) and the Mid-Sized Bank Coalition (MBCA).
Thor Nelson
Global AML Officer and Vice President of AML and Anti-Fraud, Ameriprise Financial, Inc.
Thor Nelson has more than 19 years’ experience in the financial services industry. He currently serves as Global AML Officer and Vice President of AML and Anti-Fraud at Ameriprise Financial, Inc., where he spent the last past six years as the Director of AML. Prior to this Ameriprise, Thor was the AML Investigations Manager at TCF Bank, managing a team of 65 AML Investigators. Before working at TCF, Thor spent 11 years at RBC Wealth Management, with 7 of those years being spent in the AML department. Thor has his CAMS certification, holds an MBA from Augsburg University, and carries the 7, 24, 55 and 66 licenses.
Larry Cameron
CISO, Anti-Human Trafficking Intelligence Initiative
Larry has 20+ year’s experience in the technology industry. He is the Chief Information Security Officer at the Anti-Human Trafficking Intelligence Initiative (ATII) and an OSINT Investigator and Cryptocurrency Forensic Specialist for the National Child Protection Task Force (NCPTF). He is a certified Digital Evidence Investigator (DEI), Mobile Device Investigator (MDI), Triage Investigator (TINV), Certified Cryptocurrency Investigator (CCI), CipherTrace Certified Examiner (CTCE) and holds over 50 other Industry, IT & Security certifications over the past 20 years. He manages technology in multiple disciplines and works with local, state, federal and international Law Enforcement on Human Trafficking and Child Exploitation investigations.
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Wanda S. Moncrief
FVP, BSA-AML Officer, Trustmark National Bank
Wanda Moncrief is currently the BSA-AML Officer for Trustmark National Bank headquartered in Jackson, MS with approximately $17 billion in assets and just under 200 locations throughout the southeast. She has worked in anti-money laundering compliance for more than 20 years and in the financial services industry for more than 28 years. Wanda has experience in designing and implementing new AML programs. In her past roles, she has also worked in project management, business systems (IT), business continuity and in IRS Information Reporting.
Wanda holds the designation of Certified Anti-Money Laundering Specialist (CAMS) and the designation of Certified AML and Fraud Professional (CAFP). She is a member of the Mississippi Financial Fraud Investigative Group and has facilitated and coordinated meetings for the group in the past. Currently she participates in several AML user groups and panels within the AML financial services industry including the Mississippi Regulatory Compliance Group (MRCG) and the Mid-Sized Bank Coalition (MBCA).
Thor Nelson
Global AML Officer and Vice President of AML and Anti-Fraud, Ameriprise Financial, Inc.
Thor Nelson has more than 19 years’ experience in the financial services industry. He currently serves as Global AML Officer and Vice President of AML and Anti-Fraud at Ameriprise Financial, Inc., where he spent the last past six years as the Director of AML. Prior to this Ameriprise, Thor was the AML Investigations Manager at TCF Bank, managing a team of 65 AML Investigators. Before working at TCF, Thor spent 11 years at RBC Wealth Management, with 7 of those years being spent in the AML department. Thor has his CAMS certification, holds an MBA from Augsburg University, and carries the 7, 24, 55 and 66 licenses.
Larry Cameron
CISO, Anti-Human Trafficking Intelligence Initiative
Larry has 20+ year’s experience in the technology industry. He is the Chief Information Security Officer at the Anti-Human Trafficking Intelligence Initiative (ATII) and an OSINT Investigator and Cryptocurrency Forensic Specialist for the National Child Protection Task Force (NCPTF). He is a certified Digital Evidence Investigator (DEI), Mobile Device Investigator (MDI), Triage Investigator (TINV), Certified Cryptocurrency Investigator (CCI), CipherTrace Certified Examiner (CTCE) and holds over 50 other Industry, IT & Security certifications over the past 20 years. He manages technology in multiple disciplines and works with local, state, federal and international Law Enforcement on Human Trafficking and Child Exploitation investigations.
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Wanda S. Moncrief
FVP, BSA-AML Officer, Trustmark National Bank
Wanda Moncrief is currently the BSA-AML Officer for Trustmark National Bank headquartered in Jackson, MS with approximately $17 billion in assets and just under 200 locations throughout the southeast. She has worked in anti-money laundering compliance for more than 20 years and in the financial services industry for more than 28 years. Wanda has experience in designing and implementing new AML programs. In her past roles, she has also worked in project management, business systems (IT), business continuity and in IRS Information Reporting.
Wanda holds the designation of Certified Anti-Money Laundering Specialist (CAMS) and the designation of Certified AML and Fraud Professional (CAFP). She is a member of the Mississippi Financial Fraud Investigative Group and has facilitated and coordinated meetings for the group in the past. Currently she participates in several AML user groups and panels within the AML financial services industry including the Mississippi Regulatory Compliance Group (MRCG) and the Mid-Sized Bank Coalition (MBCA).
Thor Nelson
Global AML Officer and Vice President of AML and Anti-Fraud, Ameriprise Financial, Inc.
Thor Nelson has more than 19 years’ experience in the financial services industry. He currently serves as Global AML Officer and Vice President of AML and Anti-Fraud at Ameriprise Financial, Inc., where he spent the last past six years as the Director of AML. Prior to this Ameriprise, Thor was the AML Investigations Manager at TCF Bank, managing a team of 65 AML Investigators. Before working at TCF, Thor spent 11 years at RBC Wealth Management, with 7 of those years being spent in the AML department. Thor has his CAMS certification, holds an MBA from Augsburg University, and carries the 7, 24, 55 and 66 licenses.
Larry Cameron
CISO, Anti-Human Trafficking Intelligence Initiative
Larry has 20+ year’s experience in the technology industry. He is the Chief Information Security Officer at the Anti-Human Trafficking Intelligence Initiative (ATII) and an OSINT Investigator and Cryptocurrency Forensic Specialist for the National Child Protection Task Force (NCPTF). He is a certified Digital Evidence Investigator (DEI), Mobile Device Investigator (MDI), Triage Investigator (TINV), Certified Cryptocurrency Investigator (CCI), CipherTrace Certified Examiner (CTCE) and holds over 50 other Industry, IT & Security certifications over the past 20 years. He manages technology in multiple disciplines and works with local, state, federal and international Law Enforcement on Human Trafficking and Child Exploitation investigations.
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Wanda S. Moncrief
FVP, BSA-AML Officer, Trustmark National Bank
Wanda Moncrief is currently the BSA-AML Officer for Trustmark National Bank headquartered in Jackson, MS with approximately $17 billion in assets and just under 200 locations throughout the southeast. She has worked in anti-money laundering compliance for more than 20 years and in the financial services industry for more than 28 years. Wanda has experience in designing and implementing new AML programs. In her past roles, she has also worked in project management, business systems (IT), business continuity and in IRS Information Reporting.
Wanda holds the designation of Certified Anti-Money Laundering Specialist (CAMS) and the designation of Certified AML and Fraud Professional (CAFP). She is a member of the Mississippi Financial Fraud Investigative Group and has facilitated and coordinated meetings for the group in the past. Currently she participates in several AML user groups and panels within the AML financial services industry including the Mississippi Regulatory Compliance Group (MRCG) and the Mid-Sized Bank Coalition (MBCA).
Thor Nelson
Global AML Officer and Vice President of AML and Anti-Fraud, Ameriprise Financial, Inc.
Thor Nelson has more than 19 years’ experience in the financial services industry. He currently serves as Global AML Officer and Vice President of AML and Anti-Fraud at Ameriprise Financial, Inc., where he spent the last past six years as the Director of AML. Prior to this Ameriprise, Thor was the AML Investigations Manager at TCF Bank, managing a team of 65 AML Investigators. Before working at TCF, Thor spent 11 years at RBC Wealth Management, with 7 of those years being spent in the AML department. Thor has his CAMS certification, holds an MBA from Augsburg University, and carries the 7, 24, 55 and 66 licenses.
Larry Cameron
CISO, Anti-Human Trafficking Intelligence Initiative
Larry has 20+ year’s experience in the technology industry. He is the Chief Information Security Officer at the Anti-Human Trafficking Intelligence Initiative (ATII) and an OSINT Investigator and Cryptocurrency Forensic Specialist for the National Child Protection Task Force (NCPTF). He is a certified Digital Evidence Investigator (DEI), Mobile Device Investigator (MDI), Triage Investigator (TINV), Certified Cryptocurrency Investigator (CCI), CipherTrace Certified Examiner (CTCE) and holds over 50 other Industry, IT & Security certifications over the past 20 years. He manages technology in multiple disciplines and works with local, state, federal and international Law Enforcement on Human Trafficking and Child Exploitation investigations.
Group Discussion 2: What's new on the horizon?
Open discussion exploring AML enforcement action and remediation. How is the banking sector taking a proactive approach to identifying and remediating weaknesses?
Werner Hospinal
VP Internal Audit Manager & Chief BSA/AML Compliance Director, Plus International Bank
Werner Hospinal, CAMS, is currently the Chief BSA/AML Compliance Officer & Audit Manager at Plus International Bank in Miami, Florida, USA. Werner has more than 25 years of experience working for banks with heavy international client base providing guidance on BSA/AML Compliance, Cross-border AML regulatory requirements to LATAM and Caribbean countries. He has extensive Project Management experience leading multiple Anti-Money Laundering (AML) compliance projects such as Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Customer Identification Program (CIP), Office of Foreign Asset Control (OFAC) Sanctions and Know Your Customer (KYC).
In addition, he was the Regional LATAM Internal Auditor and Compliance Manager for Citibank NA, leading annual reviews /audit projects to Citibank in Mexico, Argentina, Peru, Colombia, Guatemala, and other financial institutions in Ecuador, Venezuela, Panama, Jamaica, Aruba, and USA; presenting audit final reports with corrective action plans to Country Compliance Officers in Latin America, Senior Management and Board of Directors in multiple countries in English and Spanish.
During his professional career Werner has been responsible for managing bank’s examinations conducted by US regulators such as: FDIC, Federal Reserve Bank and OCC, implementing internal controls and developing policies and procedures to mitigate money laundering risks.
Herbert Schild
Financial Services Industry Lead, Appian
Herbert Schild is a Financial Services Industry Lead at Appian. He is responsible for driving Appian’s go to market strategy for Financial Services across EMEA and the DACH region (Germany, Austria and Switzerland) as well as globally for Private Equity Firms and Hedge Funds. His role includes working with customers, partners and industry associations to ensure Appian delivers solutions that help drive growth, manage risk and increase their efficiency and effectiveness through low code automation in their business processes.
Prior to Appian, Herbert held senior management positions with Santander Bank, PwC and Ernst & Young. Herbert holds an MBA from Suffolk University, Boston, Massachusetts, a BA in Neuropsychology from Northeastern University, Boston, Massachusetts as well as studied European Law at the University of Vienna, Austria.
Guy Mettrick
Global Industry Manager, Appian
Guy Mettrick is Appian’s Global Industry Manager for Financial Services. He is responsible for driving the go-to-market strategy for Financial Services, supporting the ongoing development of Appian’s platform and solutions. He works closely with our customers to ensure our solutions support their revenues goals, manage risk effectively and optimize processes across their enterprise.
Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has a BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.
Werner Hospinal
VP Internal Audit Manager & Chief BSA/AML Compliance Director, Plus International Bank
Werner Hospinal, CAMS, is currently the Chief BSA/AML Compliance Officer & Audit Manager at Plus International Bank in Miami, Florida, USA. Werner has more than 25 years of experience working for banks with heavy international client base providing guidance on BSA/AML Compliance, Cross-border AML regulatory requirements to LATAM and Caribbean countries. He has extensive Project Management experience leading multiple Anti-Money Laundering (AML) compliance projects such as Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Customer Identification Program (CIP), Office of Foreign Asset Control (OFAC) Sanctions and Know Your Customer (KYC).
In addition, he was the Regional LATAM Internal Auditor and Compliance Manager for Citibank NA, leading annual reviews /audit projects to Citibank in Mexico, Argentina, Peru, Colombia, Guatemala, and other financial institutions in Ecuador, Venezuela, Panama, Jamaica, Aruba, and USA; presenting audit final reports with corrective action plans to Country Compliance Officers in Latin America, Senior Management and Board of Directors in multiple countries in English and Spanish.
During his professional career Werner has been responsible for managing bank’s examinations conducted by US regulators such as: FDIC, Federal Reserve Bank and OCC, implementing internal controls and developing policies and procedures to mitigate money laundering risks.
Herbert Schild
Financial Services Industry Lead, Appian
Herbert Schild is a Financial Services Industry Lead at Appian. He is responsible for driving Appian’s go to market strategy for Financial Services across EMEA and the DACH region (Germany, Austria and Switzerland) as well as globally for Private Equity Firms and Hedge Funds. His role includes working with customers, partners and industry associations to ensure Appian delivers solutions that help drive growth, manage risk and increase their efficiency and effectiveness through low code automation in their business processes.
Prior to Appian, Herbert held senior management positions with Santander Bank, PwC and Ernst & Young. Herbert holds an MBA from Suffolk University, Boston, Massachusetts, a BA in Neuropsychology from Northeastern University, Boston, Massachusetts as well as studied European Law at the University of Vienna, Austria.
Guy Mettrick
Global Industry Manager, Appian
Guy Mettrick is Appian’s Global Industry Manager for Financial Services. He is responsible for driving the go-to-market strategy for Financial Services, supporting the ongoing development of Appian’s platform and solutions. He works closely with our customers to ensure our solutions support their revenues goals, manage risk effectively and optimize processes across their enterprise.
Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has a BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.
Werner Hospinal
VP Internal Audit Manager & Chief BSA/AML Compliance Director, Plus International Bank
Werner Hospinal, CAMS, is currently the Chief BSA/AML Compliance Officer & Audit Manager at Plus International Bank in Miami, Florida, USA. Werner has more than 25 years of experience working for banks with heavy international client base providing guidance on BSA/AML Compliance, Cross-border AML regulatory requirements to LATAM and Caribbean countries. He has extensive Project Management experience leading multiple Anti-Money Laundering (AML) compliance projects such as Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Customer Identification Program (CIP), Office of Foreign Asset Control (OFAC) Sanctions and Know Your Customer (KYC).
In addition, he was the Regional LATAM Internal Auditor and Compliance Manager for Citibank NA, leading annual reviews /audit projects to Citibank in Mexico, Argentina, Peru, Colombia, Guatemala, and other financial institutions in Ecuador, Venezuela, Panama, Jamaica, Aruba, and USA; presenting audit final reports with corrective action plans to Country Compliance Officers in Latin America, Senior Management and Board of Directors in multiple countries in English and Spanish.
During his professional career Werner has been responsible for managing bank’s examinations conducted by US regulators such as: FDIC, Federal Reserve Bank and OCC, implementing internal controls and developing policies and procedures to mitigate money laundering risks.
Herbert Schild
Financial Services Industry Lead, Appian
Herbert Schild is a Financial Services Industry Lead at Appian. He is responsible for driving Appian’s go to market strategy for Financial Services across EMEA and the DACH region (Germany, Austria and Switzerland) as well as globally for Private Equity Firms and Hedge Funds. His role includes working with customers, partners and industry associations to ensure Appian delivers solutions that help drive growth, manage risk and increase their efficiency and effectiveness through low code automation in their business processes.
Prior to Appian, Herbert held senior management positions with Santander Bank, PwC and Ernst & Young. Herbert holds an MBA from Suffolk University, Boston, Massachusetts, a BA in Neuropsychology from Northeastern University, Boston, Massachusetts as well as studied European Law at the University of Vienna, Austria.
Guy Mettrick
Global Industry Manager, Appian
Guy Mettrick is Appian’s Global Industry Manager for Financial Services. He is responsible for driving the go-to-market strategy for Financial Services, supporting the ongoing development of Appian’s platform and solutions. He works closely with our customers to ensure our solutions support their revenues goals, manage risk effectively and optimize processes across their enterprise.
Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has a BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.
1:30 pm to 1:40 pm EST
Networking Break & Business Meetings
1:40 pm to 1:55 pm EST
Insights from Enforcement North of the Border
This presentation will cover the following:
- Overview of the global money laundering landscape – (The evolution of transnational professional money laundering organizations).
- The role of the Five Eyes Law Enforcement Group.
- FATF review of Canadian ML enforcement.
- The national initiative – creation of the Integrated Money Laundering Investigation Team.
- Further partnerships with both the private sector financial industry and specialized law enforcement entities
Dale Duchesne
Manager/Financial Investigator, Royal Canada Mounted Police (RCMP)
Dale Duchesne is a 30-year member of the Royal Canadian Mounted Police (RCMP). Dale is currently serving as the NCO I/C of the newly created Greater Toronto Area Integrated Money Laundering Investigation Team. Prior to working in the financial crime area he worked in Protective Intelligence tasked with managing intelligence information related to potential threats to Internationally Protected Persons and VIPs. Dale has also worked as a National Security Investigator while assigned to the RCMP Integrated National Security Enforcement Team. He has experience working with the FBI Joint Terrorism Task Force and has liaised extensively with the Security and Intelligence community in this role. Dale also worked with the US Department of Homeland Security as a Border Integrity Investigator focussing on cross border drug trafficking and human smuggling. Prior to his work as a plainclothes investigator Dale spent 9 years as a front line uniformed police officer serving the Province of Alberta. He currently is studying towards the Doctor of Business Administration Degree in strategic management. His research interests are related to criminal vulnerabilities in emerging economies. He is also a Certified Anti-Money Laundering Professional.
1:55 pm to 2:10 pm EST
Presentation - Sanctions Due Diligence Lessons Learned and Related Mitigating Controls
- Overview of Recent OFAC Enforcement Actions
- Client Due Diligence and Screening Controls/Processes
- Recording and Tracking Client Sanctions Risk in KYC systems
Bisirat Ghebray
Director, Head of Sanctions Advisory, Société Generale
Bisirat Ghebray is the U.S. Head of Sanctions Advisory at Société Generale and primarily responsible for providing advisory services to a global client base with potential OFAC sanctions concerns identified during KYC onboarding or periodic reviews, or due diligence of prospective financing and capital markets transactions. Prior to her current position, she was a Sanctions Advisory Specialist at BNP Paribas (Group Financial Security), and Sanctions Compliance Officer at Deutsche Bank Trust Co. America. Bisirat also worked for Bloomberg L.P. where she was brought on to perform regulatory analysis for the law products group and charged with assessing regulations, new and existing legislation, as well as compliance guidelines impacting the financial services industry. Bisirat launched her sanctions career by joining the Policy Division at Department of the Treasury’s Office of Foreign Assets Control (OFAC) where she was responsible for drafting regulations imposing or amending sanctions prohibitions and policy memoranda setting forth new sanctions program proposals. Bisirat earned a J.D. from American University, Washington College of Law, and a B.A. in History from the University of California, Berkeley. Bisirat is a member of the State Bar of California.
2:10 pm to 2:25 pm EST
Audience Q&A
Dale Duchesne
Manager/Financial Investigator, Royal Canada Mounted Police (RCMP)
Dale Duchesne is a 30-year member of the Royal Canadian Mounted Police (RCMP). Dale is currently serving as the NCO I/C of the newly created Greater Toronto Area Integrated Money Laundering Investigation Team. Prior to working in the financial crime area he worked in Protective Intelligence tasked with managing intelligence information related to potential threats to Internationally Protected Persons and VIPs. Dale has also worked as a National Security Investigator while assigned to the RCMP Integrated National Security Enforcement Team. He has experience working with the FBI Joint Terrorism Task Force and has liaised extensively with the Security and Intelligence community in this role. Dale also worked with the US Department of Homeland Security as a Border Integrity Investigator focussing on cross border drug trafficking and human smuggling. Prior to his work as a plainclothes investigator Dale spent 9 years as a front line uniformed police officer serving the Province of Alberta. He currently is studying towards the Doctor of Business Administration Degree in strategic management. His research interests are related to criminal vulnerabilities in emerging economies. He is also a Certified Anti-Money Laundering Professional.
Bisirat Ghebray
Director, Head of Sanctions Advisory, Société Generale
Bisirat Ghebray is the U.S. Head of Sanctions Advisory at Société Generale and primarily responsible for providing advisory services to a global client base with potential OFAC sanctions concerns identified during KYC onboarding or periodic reviews, or due diligence of prospective financing and capital markets transactions. Prior to her current position, she was a Sanctions Advisory Specialist at BNP Paribas (Group Financial Security), and Sanctions Compliance Officer at Deutsche Bank Trust Co. America. Bisirat also worked for Bloomberg L.P. where she was brought on to perform regulatory analysis for the law products group and charged with assessing regulations, new and existing legislation, as well as compliance guidelines impacting the financial services industry. Bisirat launched her sanctions career by joining the Policy Division at Department of the Treasury’s Office of Foreign Assets Control (OFAC) where she was responsible for drafting regulations imposing or amending sanctions prohibitions and policy memoranda setting forth new sanctions program proposals. Bisirat earned a J.D. from American University, Washington College of Law, and a B.A. in History from the University of California, Berkeley. Bisirat is a member of the State Bar of California.
Dale Duchesne
Manager/Financial Investigator, Royal Canada Mounted Police (RCMP)
Dale Duchesne is a 30-year member of the Royal Canadian Mounted Police (RCMP). Dale is currently serving as the NCO I/C of the newly created Greater Toronto Area Integrated Money Laundering Investigation Team. Prior to working in the financial crime area he worked in Protective Intelligence tasked with managing intelligence information related to potential threats to Internationally Protected Persons and VIPs. Dale has also worked as a National Security Investigator while assigned to the RCMP Integrated National Security Enforcement Team. He has experience working with the FBI Joint Terrorism Task Force and has liaised extensively with the Security and Intelligence community in this role. Dale also worked with the US Department of Homeland Security as a Border Integrity Investigator focussing on cross border drug trafficking and human smuggling. Prior to his work as a plainclothes investigator Dale spent 9 years as a front line uniformed police officer serving the Province of Alberta. He currently is studying towards the Doctor of Business Administration Degree in strategic management. His research interests are related to criminal vulnerabilities in emerging economies. He is also a Certified Anti-Money Laundering Professional.
Bisirat Ghebray
Director, Head of Sanctions Advisory, Société Generale
Bisirat Ghebray is the U.S. Head of Sanctions Advisory at Société Generale and primarily responsible for providing advisory services to a global client base with potential OFAC sanctions concerns identified during KYC onboarding or periodic reviews, or due diligence of prospective financing and capital markets transactions. Prior to her current position, she was a Sanctions Advisory Specialist at BNP Paribas (Group Financial Security), and Sanctions Compliance Officer at Deutsche Bank Trust Co. America. Bisirat also worked for Bloomberg L.P. where she was brought on to perform regulatory analysis for the law products group and charged with assessing regulations, new and existing legislation, as well as compliance guidelines impacting the financial services industry. Bisirat launched her sanctions career by joining the Policy Division at Department of the Treasury’s Office of Foreign Assets Control (OFAC) where she was responsible for drafting regulations imposing or amending sanctions prohibitions and policy memoranda setting forth new sanctions program proposals. Bisirat earned a J.D. from American University, Washington College of Law, and a B.A. in History from the University of California, Berkeley. Bisirat is a member of the State Bar of California.
2:25 pm to 2:55 pm EST
Track A
Unifying the Client Journey for Richer KYC and AML Reviews
The mandate to grow revenue and capitalize on new opportunities puts the client journey at the very centre of the financial services organizations’ agenda. For most institutions, the journey must be more seamless, more connected, and more compliant.
Effective client lifecycle management (CLM) must begin with a connected, automated and personalized onboarding experience that unifies data collection and provides the foundation for capturing subsequent interactions with the client. And this foundation is critical for conducting more effective and ongoing KYC and AML reviews and investigations, and for end-to-end management of regulatory requirements across client journeys.
Join Appian, the leader in low-code automation, for an interactive session and learn more about our vision and platform for a connected client journey that provides more unified and richer insights into your clients as part KYC reviews and AML investigations.
Guy Mettrick
Global Industry Manager, Appian
Guy Mettrick is Appian’s Global Industry Manager for Financial Services. He is responsible for driving the go-to-market strategy for Financial Services, supporting the ongoing development of Appian’s platform and solutions. He works closely with our customers to ensure our solutions support their revenues goals, manage risk effectively and optimize processes across their enterprise.
Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has a BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.
Audience Q&A
Guy Mettrick
Global Industry Manager, Appian
Guy Mettrick is Appian’s Global Industry Manager for Financial Services. He is responsible for driving the go-to-market strategy for Financial Services, supporting the ongoing development of Appian’s platform and solutions. He works closely with our customers to ensure our solutions support their revenues goals, manage risk effectively and optimize processes across their enterprise.
Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has a BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.
Track B
Decoding the Financial Crime Genome
Highlights:
- A perspective on AI, its potential, why it has yet to show that potential and where the market is moving
- Current data still has potential to be useful
- Human experts and technology need to work hand in hand to discover emerging risk
- Organizational discipline and motivation are pivotal for adoption of next generation technology
Simon Moss
Chief Executive Officer, Symphony AyasdiAI
Simon is the chief executive officer of Symphony AyasdiAI with strategic and P&L leadership responsibility. He brings three decades of market-recognized business experience in financial crime, risk, and compliance, and patented leadership in financial services technology innovation in network and edge computing, cognitive analytics, and AI. Previously, Simon led Mantas, a firm that defined the founding phase of anti-money laundering (AML) and compliance behavior detection, led multiple other firms as founder, CEO, or board director, and most recently was global head of AI and automation for Infosys Consulting. He delivers a unique balance of strong leadership, deep subject expertise, and focused technology knowledge.
Audience Q&A
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Simon Moss
Chief Executive Officer, Symphony AyasdiAI
Simon is the chief executive officer of Symphony AyasdiAI with strategic and P&L leadership responsibility. He brings three decades of market-recognized business experience in financial crime, risk, and compliance, and patented leadership in financial services technology innovation in network and edge computing, cognitive analytics, and AI. Previously, Simon led Mantas, a firm that defined the founding phase of anti-money laundering (AML) and compliance behavior detection, led multiple other firms as founder, CEO, or board director, and most recently was global head of AI and automation for Infosys Consulting. He delivers a unique balance of strong leadership, deep subject expertise, and focused technology knowledge.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Simon Moss
Chief Executive Officer, Symphony AyasdiAI
Simon is the chief executive officer of Symphony AyasdiAI with strategic and P&L leadership responsibility. He brings three decades of market-recognized business experience in financial crime, risk, and compliance, and patented leadership in financial services technology innovation in network and edge computing, cognitive analytics, and AI. Previously, Simon led Mantas, a firm that defined the founding phase of anti-money laundering (AML) and compliance behavior detection, led multiple other firms as founder, CEO, or board director, and most recently was global head of AI and automation for Infosys Consulting. He delivers a unique balance of strong leadership, deep subject expertise, and focused technology knowledge.
2:55 pm to 3:05 pm EST
Networking Break & Business Meetings
3:05 pm to 3:20 pm EST
Fireside Chat
Marianne Yen
Chief Compliance Officer, CTBC Bank Co. Ltd. New York Branch
Marianne Yen currently serves as the Chief Compliance Officer for CTBC Bank Co. Ltd. New York Branch. CTBC is the largest bank in Taiwan and has operations worldwide, offering a full array of financial services. Over a legal career that spanned more than 25 years, Marianne has advised banking and broker dealer clients as outside counsel, and held a variety of senior in-house roles within Legal, Compliance and Risk Management at Morgan Stanley and Barclays. From 2015-2018, she served as the Subject Matter Expert in a US regulatory Monitorship of a European bank, reviewing and advising on every aspect of a global Compliance program, with particular focus on sanctions and anti-money laundering.
Marianne received her B.A. from New York University, JD from Columbia Law School, clerked in the United States District Court for the Southern District of New York, and is admitted to practice before the United States Supreme Court.
3:20 pm to 3:45 pm EST
Panel Session - Sanctions and Financial Crime
Panellists will explore the following:
- Reviewing the regulatory landscape under the Biden administration
- Exploring the banking sector taking a proactive approach to identifying and remediating weaknesses
- Discussing a sustainable and effective compliance program that meets regulatory expectations and keeping up with the changes
Paul Jonathan Saguil
Deputy Head, Global Sanctions Compliance and Anti-Bribery/Anti-Corruption Program, TD Bank Group
Paul Jonathan Saguil is Deputy Head of TD Bank Group’s Sanctions Compliance and Anti-Bribery / Anti-Corruption Program as part of the Global Anti-Money Laundering Department. He was formerly an Associate Vice President overseeing key governance functions for the AML advisory team supporting the Canadian Banking and Digital Channels lines of business and worked closely with other risk management partners to advance TD’s innovation agenda with his understanding of emerging technologies and applicable AML/ATF/sanctions requirements and controls.
Paul has appeared before all levels of courts in Ontario, the Supreme Court of Canada, the Federal Court, and various regulatory bodies. He received his Hons. B.A. (Philosophy) from York University in 2004 and LL.B. from Osgoode Hall Law School in 2007. Before being called to the Bar of Ontario in 2008, Paul served as a judicial clerk to the Honourable Justice Phelan of the Federal Court. He is a member of the Board for the Ontario Justice Education Network and the 519 Community Centre; past Chair of the Law Society of Ontario Equity Advisory Group and of the Board of Directors for Start Proud; and serves on the Judicial Appointments Advisory Committee for the GTA.
3:45 pm to 4:20 pm EST
Panel Session - RPA and Data Governance for KYC Transformation
- How to use RPA to address new challenges and solve efficiencies
- Explore the value and benefits, approaches and how to implement in operations
- Discuss data governance, the current weaknesses, and the importance of clean data
Rebecca Schauer Robertson
Senior Vice President, Director Financial Investigations Unit, Atlantic Union Bank
Rebecca “Becky” Schauer Robertson is a 25-year veteran of the financial services industry with extensive experience in risk strategy and mitigation. In her role as Director of the Financial Investigations Unit at Atlantic Union Bank, Robertson serves as the Bank’s BSA and OFAC Officers and is responsible for ensuring the Bank’s compliance with all facets of the Bank Secrecy Act, USA PATRIOT Act, Office of Foreign Assets Control and fraud investigations, while monitoring all other related anti-money laundering (AML) laws and regulations.
Prior to joining Atlantic Union Bank, Robertson was Executive Vice President, Director of AML Compliance at SouthState Bank where she created and advanced the Bank’s BSA, AML and OFAC programs and performed enterprise-wide training to educate all personnel, departments and legal entities on current laws, regulations and corporate guidelines.
Robertson received her bachelor’s degree in business administration from Milligan University.
She holds the advanced designation of Certified Anti-Money Laundering Specialist – Audit, and designations of Certified AML and Fraud Professional as well as Certified Fraud Examiner. As an industry thought leader, she frequently participates as a subject matter expert panelist and speaker on the topic of BSA/AML. Currently she serves as chair of the ABA’s CAFP Advisory Board, is a member of the ACAMS Virginia Chapter Board, and a past board member of the ACAMS Carolinas Chapter, past president of both the South Carolina InfraGard and FBI Citizens Academy Alumni Association and past treasurer of the Crimestoppers of the Midlands SC Board.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Cheryl Chiodi
Solutions Marketing Manager, Financial Services, ABBYY
Cheryl Chiodi leads financial services marketing at ABBYY, where she works closely with financial institutions to overcome their content and process challenges to improve operational efficiency and achieve customer excellence. Cheryl is an experienced author and speaker on financial services industry trends and frequently delivers keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance.
Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held several positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte. Cheryl holds a BFA in Visual Design from UMASS Dartmouth. She lives in Massachusetts with her husband, Derek; son, James; and two dogs, Holly and Bella.
Rebecca Schauer Robertson
Senior Vice President, Director Financial Investigations Unit, Atlantic Union Bank
Rebecca “Becky” Schauer Robertson is a 25-year veteran of the financial services industry with extensive experience in risk strategy and mitigation. In her role as Director of the Financial Investigations Unit at Atlantic Union Bank, Robertson serves as the Bank’s BSA and OFAC Officers and is responsible for ensuring the Bank’s compliance with all facets of the Bank Secrecy Act, USA PATRIOT Act, Office of Foreign Assets Control and fraud investigations, while monitoring all other related anti-money laundering (AML) laws and regulations.
Prior to joining Atlantic Union Bank, Robertson was Executive Vice President, Director of AML Compliance at SouthState Bank where she created and advanced the Bank’s BSA, AML and OFAC programs and performed enterprise-wide training to educate all personnel, departments and legal entities on current laws, regulations and corporate guidelines.
Robertson received her bachelor’s degree in business administration from Milligan University.
She holds the advanced designation of Certified Anti-Money Laundering Specialist – Audit, and designations of Certified AML and Fraud Professional as well as Certified Fraud Examiner. As an industry thought leader, she frequently participates as a subject matter expert panelist and speaker on the topic of BSA/AML. Currently she serves as chair of the ABA’s CAFP Advisory Board, is a member of the ACAMS Virginia Chapter Board, and a past board member of the ACAMS Carolinas Chapter, past president of both the South Carolina InfraGard and FBI Citizens Academy Alumni Association and past treasurer of the Crimestoppers of the Midlands SC Board.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Cheryl Chiodi
Solutions Marketing Manager, Financial Services, ABBYY
Cheryl Chiodi leads financial services marketing at ABBYY, where she works closely with financial institutions to overcome their content and process challenges to improve operational efficiency and achieve customer excellence. Cheryl is an experienced author and speaker on financial services industry trends and frequently delivers keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance.
Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held several positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte. Cheryl holds a BFA in Visual Design from UMASS Dartmouth. She lives in Massachusetts with her husband, Derek; son, James; and two dogs, Holly and Bella.
Rebecca Schauer Robertson
Senior Vice President, Director Financial Investigations Unit, Atlantic Union Bank
Rebecca “Becky” Schauer Robertson is a 25-year veteran of the financial services industry with extensive experience in risk strategy and mitigation. In her role as Director of the Financial Investigations Unit at Atlantic Union Bank, Robertson serves as the Bank’s BSA and OFAC Officers and is responsible for ensuring the Bank’s compliance with all facets of the Bank Secrecy Act, USA PATRIOT Act, Office of Foreign Assets Control and fraud investigations, while monitoring all other related anti-money laundering (AML) laws and regulations.
Prior to joining Atlantic Union Bank, Robertson was Executive Vice President, Director of AML Compliance at SouthState Bank where she created and advanced the Bank’s BSA, AML and OFAC programs and performed enterprise-wide training to educate all personnel, departments and legal entities on current laws, regulations and corporate guidelines.
Robertson received her bachelor’s degree in business administration from Milligan University.
She holds the advanced designation of Certified Anti-Money Laundering Specialist – Audit, and designations of Certified AML and Fraud Professional as well as Certified Fraud Examiner. As an industry thought leader, she frequently participates as a subject matter expert panelist and speaker on the topic of BSA/AML. Currently she serves as chair of the ABA’s CAFP Advisory Board, is a member of the ACAMS Virginia Chapter Board, and a past board member of the ACAMS Carolinas Chapter, past president of both the South Carolina InfraGard and FBI Citizens Academy Alumni Association and past treasurer of the Crimestoppers of the Midlands SC Board.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Cheryl Chiodi
Solutions Marketing Manager, Financial Services, ABBYY
Cheryl Chiodi leads financial services marketing at ABBYY, where she works closely with financial institutions to overcome their content and process challenges to improve operational efficiency and achieve customer excellence. Cheryl is an experienced author and speaker on financial services industry trends and frequently delivers keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance.
Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held several positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte. Cheryl holds a BFA in Visual Design from UMASS Dartmouth. She lives in Massachusetts with her husband, Derek; son, James; and two dogs, Holly and Bella.
4:20 pm to 4:30 pm EST
Chair's Closing Remarks
11:00 am to 12:00 pm EST
Networking Lounge Opens
12:00 pm to 12:10 pm EST
Chair's Opening Remarks
12:10 pm to 12:25 pm EST
Opening Keynote - Emerging Risks in AML/KYC in a Post-COVID 19 World
The pandemic has substantially tested financial institutions’ operational resilience. The industry has to adapt quickly and expeditiously to address the emerging and constantly evolving risks, constraints and market conditions imposed on it as a result of COVID-19. This presentation will explore and provide insight into how the industry is being shaped by and responding to emerging risks in the area of AML / KYC that threaten its resilience and viability, including best practices that have been employed by the industry to respond to and mitigate these risks.
12:25 pm to 12:40 pm EST
Build Resilience to Respond to Evolving Risk Factors in Financial Services
The challenges of the recent global crisis have exposed the fact that the events and trends in financial services that impact risk move fast.
Financial institutions need digital intelligence so that that they have the velocity necessary to keep up. In a world where things can change with little or no warning, speed matters.
Join ABBYY for a discussion on:
- How digital intelligence can enable financial institutions to keep up with evolving client demands while minimizing risk
- How to discover, analyze and predict outcomes with actionable process insights
- How financial institutions can manage risk with business agility without adding cost, complexity to their processes
Cheryl Chiodi
Solutions Marketing Manager, Financial Services, ABBYY
Cheryl Chiodi leads financial services marketing at ABBYY, where she works closely with financial institutions to overcome their content and process challenges to improve operational efficiency and achieve customer excellence. Cheryl is an experienced author and speaker on financial services industry trends and frequently delivers keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance.
Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held several positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte. Cheryl holds a BFA in Visual Design from UMASS Dartmouth. She lives in Massachusetts with her husband, Derek; son, James; and two dogs, Holly and Bella.
12:40 pm to 12:55 pm EST
Audience Q&A
Cheryl Chiodi
Solutions Marketing Manager, Financial Services, ABBYY
Cheryl Chiodi leads financial services marketing at ABBYY, where she works closely with financial institutions to overcome their content and process challenges to improve operational efficiency and achieve customer excellence. Cheryl is an experienced author and speaker on financial services industry trends and frequently delivers keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance.
Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held several positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte. Cheryl holds a BFA in Visual Design from UMASS Dartmouth. She lives in Massachusetts with her husband, Derek; son, James; and two dogs, Holly and Bella.
12:55 pm to 1:30 pm EST
Panel Session - BSA/AML Reforms 2021: what to know
Panellists will explore the following questions:
- How can efficiency, regulation and supervision be improved?
- How will BSA/AML priorities be determined and incorporated into AML programs?
- What actions are needed for managing high-risk accounts?
- What impact will this have on the banking sector?
- Will the data base for beneficial owners come to fruition, how will they be accountable and how will it work?
Lester Joseph
Head, Global Financial Crimes Intelligence Group, Wells Fargo
Lester Joseph is the Manager of the Global Financial Crimes Intelligence Group at Wells Fargo & Company. The primary mission of this Group is to provide intelligence on money laundering activity and financial crime trends to all parts of the bank. He joined Wells Fargo as the International Investigations Manager in the Financial Intelligence Unit in March 2010.
Prior to joining Wells Fargo, Mr. Joseph worked for the United States Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991. During his tenure in AFMLS, the Section played a major role in several noteworthy money laundering investigations and prosecutions involving major financial institutions, including the investigations that resulted in the guilty pleas of Riggs Bank (2005) and E-Gold Ltd. (2008), and Deferred Prosecution Agreements with Credit Suisse (2009), Lloyds TSB Bank PLC (2009), Sigue Corporation (2008), Union Bank of California (2007), American Express Bank International (2007), BankAtlantic (2006), and Banco Popular de Puerto Rico (2003), based on criminal violations involving the Bank Secrecy Act or the International Emergency Economic Powers Act.
Mr. Joseph began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he served as an Assistant State’s Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan. He has been an Adjunct Professor at The George Washington University in Washington, DC, and at George Mason University in Virginia
Tim Lutz
Director - Financial Intelligence Unit, U.S. Bank
Mr. Lutz is responsible for the collection, analysis, and surveillance of all data sources relevant to the identification and investigation of potentially suspicious activity at U.S. Bank. Customer, transaction, law enforcement, and other external data sources are used in concert to source and develop cases for suspicious activity investigations.
Prior to his current role, he accumulated fifteen years of AML experience including roles as the Financial Crime Analytics and Model Risk Management Executive at a regional bank, a senior manager of AML Insights and Analytics responsible for validation of transaction monitoring systems at a global bank; leader of the AML Technology Practice at a national services firm; and a lead designer and developer of analytical processes and scenarios for two leading transaction
monitoring products.
He earned his Master of Engineering Management, BSE in Mechanical Engineering, and BA in Mathematics from Duke University.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Lester Joseph
Head, Global Financial Crimes Intelligence Group, Wells Fargo
Lester Joseph is the Manager of the Global Financial Crimes Intelligence Group at Wells Fargo & Company. The primary mission of this Group is to provide intelligence on money laundering activity and financial crime trends to all parts of the bank. He joined Wells Fargo as the International Investigations Manager in the Financial Intelligence Unit in March 2010.
Prior to joining Wells Fargo, Mr. Joseph worked for the United States Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991. During his tenure in AFMLS, the Section played a major role in several noteworthy money laundering investigations and prosecutions involving major financial institutions, including the investigations that resulted in the guilty pleas of Riggs Bank (2005) and E-Gold Ltd. (2008), and Deferred Prosecution Agreements with Credit Suisse (2009), Lloyds TSB Bank PLC (2009), Sigue Corporation (2008), Union Bank of California (2007), American Express Bank International (2007), BankAtlantic (2006), and Banco Popular de Puerto Rico (2003), based on criminal violations involving the Bank Secrecy Act or the International Emergency Economic Powers Act.
Mr. Joseph began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he served as an Assistant State’s Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan. He has been an Adjunct Professor at The George Washington University in Washington, DC, and at George Mason University in Virginia
Tim Lutz
Director - Financial Intelligence Unit, U.S. Bank
Mr. Lutz is responsible for the collection, analysis, and surveillance of all data sources relevant to the identification and investigation of potentially suspicious activity at U.S. Bank. Customer, transaction, law enforcement, and other external data sources are used in concert to source and develop cases for suspicious activity investigations.
Prior to his current role, he accumulated fifteen years of AML experience including roles as the Financial Crime Analytics and Model Risk Management Executive at a regional bank, a senior manager of AML Insights and Analytics responsible for validation of transaction monitoring systems at a global bank; leader of the AML Technology Practice at a national services firm; and a lead designer and developer of analytical processes and scenarios for two leading transaction
monitoring products.
He earned his Master of Engineering Management, BSE in Mechanical Engineering, and BA in Mathematics from Duke University.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Lester Joseph
Head, Global Financial Crimes Intelligence Group, Wells Fargo
Lester Joseph is the Manager of the Global Financial Crimes Intelligence Group at Wells Fargo & Company. The primary mission of this Group is to provide intelligence on money laundering activity and financial crime trends to all parts of the bank. He joined Wells Fargo as the International Investigations Manager in the Financial Intelligence Unit in March 2010.
Prior to joining Wells Fargo, Mr. Joseph worked for the United States Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991. During his tenure in AFMLS, the Section played a major role in several noteworthy money laundering investigations and prosecutions involving major financial institutions, including the investigations that resulted in the guilty pleas of Riggs Bank (2005) and E-Gold Ltd. (2008), and Deferred Prosecution Agreements with Credit Suisse (2009), Lloyds TSB Bank PLC (2009), Sigue Corporation (2008), Union Bank of California (2007), American Express Bank International (2007), BankAtlantic (2006), and Banco Popular de Puerto Rico (2003), based on criminal violations involving the Bank Secrecy Act or the International Emergency Economic Powers Act.
Mr. Joseph began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he served as an Assistant State’s Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan. He has been an Adjunct Professor at The George Washington University in Washington, DC, and at George Mason University in Virginia
Tim Lutz
Director - Financial Intelligence Unit, U.S. Bank
Mr. Lutz is responsible for the collection, analysis, and surveillance of all data sources relevant to the identification and investigation of potentially suspicious activity at U.S. Bank. Customer, transaction, law enforcement, and other external data sources are used in concert to source and develop cases for suspicious activity investigations.
Prior to his current role, he accumulated fifteen years of AML experience including roles as the Financial Crime Analytics and Model Risk Management Executive at a regional bank, a senior manager of AML Insights and Analytics responsible for validation of transaction monitoring systems at a global bank; leader of the AML Technology Practice at a national services firm; and a lead designer and developer of analytical processes and scenarios for two leading transaction
monitoring products.
He earned his Master of Engineering Management, BSE in Mechanical Engineering, and BA in Mathematics from Duke University.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
1:30 pm to 1:40 pm EST
Networking Break & Business Meetings
1:40 pm to 2:25 pm EST
Track A
It is the Third Decade of the 21st Century
- How Do You Make Sure Your EDD Efforts are Current?
- Develop a Strategy for EDD Efforts
- Develop a Training Plan
- Public Sector-Private Sector Strategy
- Bringing Everything Together
Tom Mangine
VP & Chief Special Investigations, BMO
Tom Mangine is Vice President, AML Governance and Chief of Special Investigations for Capital Markets at BMO. His responsibilities include conducting Targeted and Enhanced Due Diligence (TEDD) investigations into clients, counterparties and correspondents; coordinating efforts with the Bank’s CyberSecurity Operations Center; and advising members of Capital Markets regarding threats inherent in the geographies and industries in which they operate particularly in the Cannabis and Nuclear industries. Tom conducted visits to
potential clients in South America to conduct risk assessments as BMO entered the Cannabis market. He is also an Adjunct Professor at the Department of Defense’s Joint Special Operations University (JSOU), teaching classes on terrorist-financing, money-laundering and cybersecurity. In this role, he has supported multinational outreach programs by presenting classes on financial crime to law enforcement and military personnel across Eastern Europe as well as the Middle East.
Tom joined the Bank after more than twenty years with the US Army where he served on six continents including deployments to the Balkans, Central Asia, Horn of Africa, Middle East, and North Africa. Tom earned a BS in Political Science from the United States Military Academy as well as an MA in International Relations and Security Studies from the Naval Postgraduate School. He speaks Arabic, French, Haitian Creole, Portuguese and Spanish.
A Tale of Two CVVs: Understanding the Card Fraud Ecosystem
- We will present on short case studies of card fraud
- Speak through the cybercrime ecosystem of card fraud
- Highlight issues related to the remote working environment and its effect on fraud and compliance teams
Ian Gray
Senior Director, Intelligence, Flashpoint
Ian Gray is the Senior Director of Research and Analysis at Flashpoint, where he focuses on cybercrime intelligence. Ian actively researches cybercriminal fraud venues and misuse of new and emerging technologies. He holds a Master’s degree from Columbia University’s School of International and Public Affairs, where he studied cyber policy. Ian is also an adjunct professor at Fordham University’s Cybersecurity Program, where he teaches a course on technology and policy.
Vlad Cuiujuclu
Team Lead, Flashpoint
Vlad Cuiujuclu is a Team Lead at Flashpoint, where he focuses on cyber crime and Deep & Dark Web intelligence. Vlad is especially interested in the Russian-language segment of the DDW, various fraud techniques, as well as emerging TTPs that are commonly used by threat actors in Eastern Europe.
Ian Gray
Senior Director, Intelligence, Flashpoint
Ian Gray is the Senior Director of Research and Analysis at Flashpoint, where he focuses on cybercrime intelligence. Ian actively researches cybercriminal fraud venues and misuse of new and emerging technologies. He holds a Master’s degree from Columbia University’s School of International and Public Affairs, where he studied cyber policy. Ian is also an adjunct professor at Fordham University’s Cybersecurity Program, where he teaches a course on technology and policy.
Vlad Cuiujuclu
Team Lead, Flashpoint
Vlad Cuiujuclu is a Team Lead at Flashpoint, where he focuses on cyber crime and Deep & Dark Web intelligence. Vlad is especially interested in the Russian-language segment of the DDW, various fraud techniques, as well as emerging TTPs that are commonly used by threat actors in Eastern Europe.
Audience Q&A
Tom Mangine
VP & Chief Special Investigations, BMO
Tom Mangine is Vice President, AML Governance and Chief of Special Investigations for Capital Markets at BMO. His responsibilities include conducting Targeted and Enhanced Due Diligence (TEDD) investigations into clients, counterparties and correspondents; coordinating efforts with the Bank’s CyberSecurity Operations Center; and advising members of Capital Markets regarding threats inherent in the geographies and industries in which they operate particularly in the Cannabis and Nuclear industries. Tom conducted visits to
potential clients in South America to conduct risk assessments as BMO entered the Cannabis market. He is also an Adjunct Professor at the Department of Defense’s Joint Special Operations University (JSOU), teaching classes on terrorist-financing, money-laundering and cybersecurity. In this role, he has supported multinational outreach programs by presenting classes on financial crime to law enforcement and military personnel across Eastern Europe as well as the Middle East.
Tom joined the Bank after more than twenty years with the US Army where he served on six continents including deployments to the Balkans, Central Asia, Horn of Africa, Middle East, and North Africa. Tom earned a BS in Political Science from the United States Military Academy as well as an MA in International Relations and Security Studies from the Naval Postgraduate School. He speaks Arabic, French, Haitian Creole, Portuguese and Spanish.
Ian Gray
Senior Director, Intelligence, Flashpoint
Ian Gray is the Senior Director of Research and Analysis at Flashpoint, where he focuses on cybercrime intelligence. Ian actively researches cybercriminal fraud venues and misuse of new and emerging technologies. He holds a Master’s degree from Columbia University’s School of International and Public Affairs, where he studied cyber policy. Ian is also an adjunct professor at Fordham University’s Cybersecurity Program, where he teaches a course on technology and policy.
Vlad Cuiujuclu
Team Lead, Flashpoint
Vlad Cuiujuclu is a Team Lead at Flashpoint, where he focuses on cyber crime and Deep & Dark Web intelligence. Vlad is especially interested in the Russian-language segment of the DDW, various fraud techniques, as well as emerging TTPs that are commonly used by threat actors in Eastern Europe.
Tom Mangine
VP & Chief Special Investigations, BMO
Tom Mangine is Vice President, AML Governance and Chief of Special Investigations for Capital Markets at BMO. His responsibilities include conducting Targeted and Enhanced Due Diligence (TEDD) investigations into clients, counterparties and correspondents; coordinating efforts with the Bank’s CyberSecurity Operations Center; and advising members of Capital Markets regarding threats inherent in the geographies and industries in which they operate particularly in the Cannabis and Nuclear industries. Tom conducted visits to
potential clients in South America to conduct risk assessments as BMO entered the Cannabis market. He is also an Adjunct Professor at the Department of Defense’s Joint Special Operations University (JSOU), teaching classes on terrorist-financing, money-laundering and cybersecurity. In this role, he has supported multinational outreach programs by presenting classes on financial crime to law enforcement and military personnel across Eastern Europe as well as the Middle East.
Tom joined the Bank after more than twenty years with the US Army where he served on six continents including deployments to the Balkans, Central Asia, Horn of Africa, Middle East, and North Africa. Tom earned a BS in Political Science from the United States Military Academy as well as an MA in International Relations and Security Studies from the Naval Postgraduate School. He speaks Arabic, French, Haitian Creole, Portuguese and Spanish.
Ian Gray
Senior Director, Intelligence, Flashpoint
Ian Gray is the Senior Director of Research and Analysis at Flashpoint, where he focuses on cybercrime intelligence. Ian actively researches cybercriminal fraud venues and misuse of new and emerging technologies. He holds a Master’s degree from Columbia University’s School of International and Public Affairs, where he studied cyber policy. Ian is also an adjunct professor at Fordham University’s Cybersecurity Program, where he teaches a course on technology and policy.
Vlad Cuiujuclu
Team Lead, Flashpoint
Vlad Cuiujuclu is a Team Lead at Flashpoint, where he focuses on cyber crime and Deep & Dark Web intelligence. Vlad is especially interested in the Russian-language segment of the DDW, various fraud techniques, as well as emerging TTPs that are commonly used by threat actors in Eastern Europe.
Tom Mangine
VP & Chief Special Investigations, BMO
Tom Mangine is Vice President, AML Governance and Chief of Special Investigations for Capital Markets at BMO. His responsibilities include conducting Targeted and Enhanced Due Diligence (TEDD) investigations into clients, counterparties and correspondents; coordinating efforts with the Bank’s CyberSecurity Operations Center; and advising members of Capital Markets regarding threats inherent in the geographies and industries in which they operate particularly in the Cannabis and Nuclear industries. Tom conducted visits to
potential clients in South America to conduct risk assessments as BMO entered the Cannabis market. He is also an Adjunct Professor at the Department of Defense’s Joint Special Operations University (JSOU), teaching classes on terrorist-financing, money-laundering and cybersecurity. In this role, he has supported multinational outreach programs by presenting classes on financial crime to law enforcement and military personnel across Eastern Europe as well as the Middle East.
Tom joined the Bank after more than twenty years with the US Army where he served on six continents including deployments to the Balkans, Central Asia, Horn of Africa, Middle East, and North Africa. Tom earned a BS in Political Science from the United States Military Academy as well as an MA in International Relations and Security Studies from the Naval Postgraduate School. He speaks Arabic, French, Haitian Creole, Portuguese and Spanish.
Ian Gray
Senior Director, Intelligence, Flashpoint
Ian Gray is the Senior Director of Research and Analysis at Flashpoint, where he focuses on cybercrime intelligence. Ian actively researches cybercriminal fraud venues and misuse of new and emerging technologies. He holds a Master’s degree from Columbia University’s School of International and Public Affairs, where he studied cyber policy. Ian is also an adjunct professor at Fordham University’s Cybersecurity Program, where he teaches a course on technology and policy.
Vlad Cuiujuclu
Team Lead, Flashpoint
Vlad Cuiujuclu is a Team Lead at Flashpoint, where he focuses on cyber crime and Deep & Dark Web intelligence. Vlad is especially interested in the Russian-language segment of the DDW, various fraud techniques, as well as emerging TTPs that are commonly used by threat actors in Eastern Europe.
Track B
Holistic view of client activity in an AML solution
The talking points being covered in the presentation:
- Oversight responsibilities of the MLRO
- Development and Implementation of the Customer Risk Rating model
- MLRO’s Interaction with other Risk Functions.
Aamir Hanif
UK Money Laundering Reporting Officer, Stripe
Aamir Hanif is the UK Money Laundering Reporting Officer (“MLRO”) for Stripe. Prior to joining Stripe, Aamir was the Head of Financial Crimes for Middle East and North Africa (excluding UAE) and the MLRO for Bahrain for Standard Chartered Bank. Aamir has worked on financial crime issues for over 14 years in the private and public sectors including with the US government. Aamir has a Bachelors in Finance and Management Information Systems from Washington State University, an MBA in Finance and Marketing from Johns Hopkins University and a Masters in International Policy from George Washington University.
Presentation - Behind the scenes of the FinCEN Files: Connecting the dots of $3 trillion worth of transactions
FinCEN files: revealing a broken AML system
- How investigators untangled 200K transactions in leaked suspicious activity reports
- Visualizing the FinCEN files data to find hidden insights
- Modernizing the AML arsenal: The benefits of graph analytics
Jean Villedieu
Co-founder & CCO, Linkurious
Jean is a co-founder of Linkurious SAS, a start-up specialized in graph visualization. With Linkurious, he has worked with various Fortune 500 companies to help them find insights in complex connected data (fraud, cyber-security, intelligence, etc). Previously he worked in the consulting industry on R&D projects and in sales. Jean has a degree in political sciences and a degree in competitive intelligence.
Audience Q&A
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Aamir Hanif
UK Money Laundering Reporting Officer, Stripe
Aamir Hanif is the UK Money Laundering Reporting Officer (“MLRO”) for Stripe. Prior to joining Stripe, Aamir was the Head of Financial Crimes for Middle East and North Africa (excluding UAE) and the MLRO for Bahrain for Standard Chartered Bank. Aamir has worked on financial crime issues for over 14 years in the private and public sectors including with the US government. Aamir has a Bachelors in Finance and Management Information Systems from Washington State University, an MBA in Finance and Marketing from Johns Hopkins University and a Masters in International Policy from George Washington University.
Jean Villedieu
Co-founder & CCO, Linkurious
Jean is a co-founder of Linkurious SAS, a start-up specialized in graph visualization. With Linkurious, he has worked with various Fortune 500 companies to help them find insights in complex connected data (fraud, cyber-security, intelligence, etc). Previously he worked in the consulting industry on R&D projects and in sales. Jean has a degree in political sciences and a degree in competitive intelligence.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Aamir Hanif
UK Money Laundering Reporting Officer, Stripe
Aamir Hanif is the UK Money Laundering Reporting Officer (“MLRO”) for Stripe. Prior to joining Stripe, Aamir was the Head of Financial Crimes for Middle East and North Africa (excluding UAE) and the MLRO for Bahrain for Standard Chartered Bank. Aamir has worked on financial crime issues for over 14 years in the private and public sectors including with the US government. Aamir has a Bachelors in Finance and Management Information Systems from Washington State University, an MBA in Finance and Marketing from Johns Hopkins University and a Masters in International Policy from George Washington University.
Jean Villedieu
Co-founder & CCO, Linkurious
Jean is a co-founder of Linkurious SAS, a start-up specialized in graph visualization. With Linkurious, he has worked with various Fortune 500 companies to help them find insights in complex connected data (fraud, cyber-security, intelligence, etc). Previously he worked in the consulting industry on R&D projects and in sales. Jean has a degree in political sciences and a degree in competitive intelligence.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Aamir Hanif
UK Money Laundering Reporting Officer, Stripe
Aamir Hanif is the UK Money Laundering Reporting Officer (“MLRO”) for Stripe. Prior to joining Stripe, Aamir was the Head of Financial Crimes for Middle East and North Africa (excluding UAE) and the MLRO for Bahrain for Standard Chartered Bank. Aamir has worked on financial crime issues for over 14 years in the private and public sectors including with the US government. Aamir has a Bachelors in Finance and Management Information Systems from Washington State University, an MBA in Finance and Marketing from Johns Hopkins University and a Masters in International Policy from George Washington University.
Jean Villedieu
Co-founder & CCO, Linkurious
Jean is a co-founder of Linkurious SAS, a start-up specialized in graph visualization. With Linkurious, he has worked with various Fortune 500 companies to help them find insights in complex connected data (fraud, cyber-security, intelligence, etc). Previously he worked in the consulting industry on R&D projects and in sales. Jean has a degree in political sciences and a degree in competitive intelligence.
2:25 pm to 2:35 pm EST
Networking Break & Business Meetings
2:35 pm to 2:50 pm EST
Track A
FinCEN’s Innovation Initiative
Promoting responsible innovation and use of technology to combat illicit financing and protect national security is the key principle guiding FinCEN’s Innovation Initiative FinCEN’s Innovation Hours Program has provided valuable insight supporting Bank Secrecy Act effectiveness, threat and risk identification and mitigation, and policy development efforts As part of our innovation efforts, FinCEN is moving forward to implement the innovation-related requirements in the AML Act of 2020.
Erik D. Kiefel
Acting Office Director for Strategic Policy, Policy Division of the Financial Crimes Enforcement Network (FinCEN)
Mr. Kiefel is the Acting Office Director for Strategic Policy in the Policy Division of the Financial Crimes Enforcement Network (FinCEN). Mr. Kiefel leads FinCEN’s Innovation Hours Program and co-leads FinCEN’s BSA regulatory reform efforts.
Previously at FinCEN, Mr. Kiefel performed the Executive Secretariat function for the Heads of Financial Intelligence Unit (FIU) Financial Action Task Force (FATF) Forum during the U.S. Presidency of FATF. He also helped create a groundbreaking multilateral FIU effort to share financial intelligence on foreign terrorist fighters. Mr. Kiefel also managed FinCEN’s Regulatory Helpline and Terrorist Financing Hotline.
Track B
Human AI changes AML
- What is Human AI?
- How it changes money laundering detection?
- How it changes Case Management?
- How Human AI changes the conversation
Gudmundur (GK) Kristjansson
Founder & CEO, Lucinity
Gudmundur Kristjánsson, more commonly known as GK, is a veteran in the compliance space. Before founding Lucinity, GK served as Director of Compliance Surveillance Technology at Citigroup. He was instrumental in charting Citi’s path to AI in surveillance and responsible for a number of successful products across the compliance space. Before joining Citi, GK served as Director of Product Management at Nice Systems, building and delivering compliance systems to top-tier banks all over the world. Now, GK is changing AML through Human AI at Lucinity and laser focused on Making Money Good.
2:50 pm to 3:05 pm EST
Audience Q&A
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Gudmundur (GK) Kristjansson
Founder & CEO, Lucinity
Gudmundur Kristjánsson, more commonly known as GK, is a veteran in the compliance space. Before founding Lucinity, GK served as Director of Compliance Surveillance Technology at Citigroup. He was instrumental in charting Citi’s path to AI in surveillance and responsible for a number of successful products across the compliance space. Before joining Citi, GK served as Director of Product Management at Nice Systems, building and delivering compliance systems to top-tier banks all over the world. Now, GK is changing AML through Human AI at Lucinity and laser focused on Making Money Good.
Pawneet Abramowski
Founder & Principal, PARC Solutions LLC
Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.
Ms Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.
Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.
Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.
Gudmundur (GK) Kristjansson
Founder & CEO, Lucinity
Gudmundur Kristjánsson, more commonly known as GK, is a veteran in the compliance space. Before founding Lucinity, GK served as Director of Compliance Surveillance Technology at Citigroup. He was instrumental in charting Citi’s path to AI in surveillance and responsible for a number of successful products across the compliance space. Before joining Citi, GK served as Director of Product Management at Nice Systems, building and delivering compliance systems to top-tier banks all over the world. Now, GK is changing AML through Human AI at Lucinity and laser focused on Making Money Good.
3:05 pm to 3:45 pm EST
Panel Session - Next Gen Technologies Disrupting FinCrime
There’s talk of more focus on AI and RPA to help solve efficiency, especially whilst working remotely. This panel will have an in-depth discussion around the following:
- Latest technologies accelerating the digital agenda for compliance and financial crime
- Use cases for RPA: How are you using Robotics to help in investigations?
- The importance of AI & use cases; alerts, behaviours, analysis
- The use of Cyber security
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Araliya Sammé
Head of Financial Crime, Featurespace
Araliya joined Featurespace in 2016, bringing deep subject matter expertise in all areas of Financial Crime to Featurespace customers and finance industry conferences around the world. Prior to joining Featurespace, Araliya worked as a management consultant at both Deloitte and EY (Ernst and Young) and advised at multiple global financial institutions on Financial Crime and Anti-Money Laundering.
John Wiethorn
AML/BSA Officer, Wise
John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.
John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.
Araliya Sammé
Head of Financial Crime, Featurespace
Araliya joined Featurespace in 2016, bringing deep subject matter expertise in all areas of Financial Crime to Featurespace customers and finance industry conferences around the world. Prior to joining Featurespace, Araliya worked as a management consultant at both Deloitte and EY (Ernst and Young) and advised at multiple global financial institutions on Financial Crime and Anti-Money Laundering.