Ana-Maria Vasile (Codescu) has a broad expertise on AML/CTF, Sanctions Compliance and Enterprise Risk Management, with 15 years of practical experience in the financial services industry and specialized educational background in Compliance and AML/CTF. Ana is an Advanced Certified Anti-Money Laundering Specialist – Risk Management (CAMS – RM, ACAMS), a PhD student focusing on transactional risk management and is also certified in Sanctions Compliance (ACAMS) and AML/CTF for Capital Markets (IFS Romania). In terms of enterprise risk management, she obtained the IRMCert designation from the Institute of Risk Management in London, Uk, by obtaining the International Certificate for Enterprise Risk Management.
Currently, she is the Head of Compliance and AML at VistaBank Romania, coordinating the overall compliance and ML/TF and Sanctions Compliance risk management and regulatory aligment of the banking activities with the banking legal requirements. In this respect, she added her subject matter expertise to the organization, by ensuring an internal control environment aligned to the best practice and latest developments.
Prior to joining VistaBank, Ana was the Head of the AML Trade Finance Monitoring Group (Global) within Commerzbank AG, in Frankfurt, Germany, being involved in development and application of the TBML risk management strategies at the Group level. She was directly involved in the implementation of global policies and internal controls for the prevention of financial crime risks related to TBML, including the development of a one-of-its-kind in-house monitoring application for Trade Finance transaction monitoring. Prior to joining Commerzbank, Ana was a Manager in the forensic practice of Deloitte, her focus areas and responsibilities being related to delivering projects on the implementation of ML/TF risk management programs in financial institutions, targeted financial sanctions, FATCA implementation, fraud and money laundering investigations, fraud detection, transaction monitoring for various financial products, funds tracking, assessment of AML/CTF compliance activity within financial institutions and implementation and assessment of AFC/Sanctions/Ethics and Compliance programs. Additionally, she also has an extensive experience with the country risk assessment practice, as she was a subject matter expert in the projects related to the ML/TF National Risk Assessments in Lithuania (2015) and Latvia (2016).