Julius is currently the Head of Compliance and Fraud Management at RHB Banking Group. He started off his career with HSBC Bank (M) Berhad in 1996. He then moved on to work with several other Financial Institutions (Banking and Non-Banking), namely United Overseas Bank (UOB), Citibank Malaysia Berhad (Citi), Alliance Bank Malaysia Berhad (ABMB), Hong Leong Bank (HLB), Global Payments Inc. (GP), Abu Dhabi Islamic Bank (ADIB), BigPay (formerly known as ‘Tune Money’), and Citi Group Transaction Services Malaysia Berhad (CTSM). He is also a Certified Fraud Examiner (“CFE”). Over the span of 24 years, Julius has extensive exposure in the areas of Credit Card & Payment Operations (Issuing & Acquiring), Fraud & Risk Management and Anti-Money Laundering (Financial Crime) Compliance & Advisory. 

During the early days of his career, namely with HSBC, UOB, Citi and ABMB; he had successfully led and managed teams in handling of the EMV (EuroPay, Mastercard and Visa) migration activities, that saw the conversion of the entire acquiring (merchant) base terminals and payment acceptance devices for these Banks (nation-wide), to meet the compliance mandate by Bank Negara Malaysia (BNM). 

His exposure to Anti-Fraud came when he joined HLB’s Personal Financial Services (PFS) Fraud Team, where he was in charge of teams on Usage and Application Detection. He also served to provide advisory on Anti-Fraud (Prevention and Deterrence Strategies) topics to various lines of business within the division.