An experienced Financial Crime Risk professional with over 20 years in AML risk and compliance, specializing in financial crime policy, KYC remediation, operational advisory, and strategic roles across retail/online banking, business banking, non-bank lending, remittance, fintech, and government sectors.

Expertise includes applying risk-based AML assessments, enhancing AML programs and policies, and developing transaction monitoring and ECDD processes. Skilled in implementing advanced due diligence and KYC models to reduce AML/CTF risk across multi-jurisdictional environments, particularly in Australia and the Pacific. Demonstrated capabilities in financial intelligence, fraud risk indicator development, and SAR/SMR reporting.

Experienced in managing independent audits and implementing action plans, with strong stakeholder influence and leadership skills, overseeing teams up to 10 direct reports and presenting risk/compliance findings to boards and senior management.