Mike has extensive experience working in senior roles in law enforcement, banking and more recently the E-money sector. Since 2012 he has been focussed on the mitigation of AML/CTF/Fraud and Sanctions risks, working in large Operations functions delivering remediation plans and BAU services as well as accountable executive roles in the second line.

He has been with Modulr since 2019 – a business authorised as an EMI in the UK and the NL. Modulr have experienced rapid growth during this time, processing over 200m transactions and over £100bn of payment value on its platform, on an annualised basis. A significant amount of Mike's time has been working with Regulators to ensure the business growth is achieved in a safe and sustainable way and reacting to changes in regulatory requirements and expectations. Mike also works closely with Law Enforcement agencies to support best practice across the sector.