Mark Brotherton is the Director, Fraud & Financial Crime for the c£5bn Commercial Banking Division and the CB Money Laundering Reporting Officer, and also provides a first line shared service for Lloyds Bank Corporate Markets. He leads a team of 110 specialists across Fraud, Financial Crime, (including PEPs & Correspondent Banks), Sanctions and Anti-Bribery & Corruption and is also responsible for a number of large related Transformation Programmes with  an emphasis on automation, on-boarding and transaction monitoring.

He has been the Group’s Accountable Executive for the SWIFT KYC Registry for the past c.4 years and is a member of the SWIFT KYC Working Group with 15 other Global Bank senior representatives. Mark has supported and hosted a number of related external events to reinforce the value of the Registry.

Mark, who has spent all his career at Lloyds, was previously the COO for Financial Institutions (FIG). As a member of the FI Executive Committee, reporting directly to the Managing Director, Mark had a diverse range of accountabilities across the following disciplines; client service, risk, change, cost management, HR and data. He also had Executive Management responsibility, including Profit and Loss oversight,  for the FIG business in Asia and Europe

Previously, he was COO for the Group’s North American business based in New York and also spent time supporting the Group Finance Director during the financial crisis. Before this, Mark spent fifteen years as a Relationship Director leading to the role of Area Director,  leading a team of 27 Relationship Managers across several offices.

He is a Fellow of The Chartered Institute of Marketing and has a passion for developing Talent via his mentoring activities.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Mark Brotherton is the Director, Fraud & Financial Crime for the c£5bn Commercial Banking Division and the CB Money Laundering Reporting Officer, and also provides a first line shared service for Lloyds Bank Corporate Markets. He leads a team of 110 specialists across Fraud, Financial Crime, (including PEPs & Correspondent Banks), Sanctions and Anti-Bribery & Corruption and is also responsible for a number of large related Transformation Programmes with  an emphasis on automation, on-boarding and transaction monitoring.

He has been the Group’s Accountable Executive for the SWIFT KYC Registry for the past c.4 years and is a member of the SWIFT KYC Working Group with 15 other Global Bank senior representatives. Mark has supported and hosted a number of related external events to reinforce the value of the Registry.

Mark, who has spent all his career at Lloyds, was previously the COO for Financial Institutions (FIG). As a member of the FI Executive Committee, reporting directly to the Managing Director, Mark had a diverse range of accountabilities across the following disciplines; client service, risk, change, cost management, HR and data. He also had Executive Management responsibility, including Profit and Loss oversight,  for the FIG business in Asia and Europe

Previously, he was COO for the Group’s North American business based in New York and also spent time supporting the Group Finance Director during the financial crisis. Before this, Mark spent fifteen years as a Relationship Director leading to the role of Area Director,  leading a team of 27 Relationship Managers across several offices.

He is a Fellow of The Chartered Institute of Marketing and has a passion for developing Talent via his mentoring activities.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Mark Brotherton is the Director, Fraud & Financial Crime for the c£5bn Commercial Banking Division and the CB Money Laundering Reporting Officer, and also provides a first line shared service for Lloyds Bank Corporate Markets. He leads a team of 110 specialists across Fraud, Financial Crime, (including PEPs & Correspondent Banks), Sanctions and Anti-Bribery & Corruption and is also responsible for a number of large related Transformation Programmes with  an emphasis on automation, on-boarding and transaction monitoring.

He has been the Group’s Accountable Executive for the SWIFT KYC Registry for the past c.4 years and is a member of the SWIFT KYC Working Group with 15 other Global Bank senior representatives. Mark has supported and hosted a number of related external events to reinforce the value of the Registry.

Mark, who has spent all his career at Lloyds, was previously the COO for Financial Institutions (FIG). As a member of the FI Executive Committee, reporting directly to the Managing Director, Mark had a diverse range of accountabilities across the following disciplines; client service, risk, change, cost management, HR and data. He also had Executive Management responsibility, including Profit and Loss oversight,  for the FIG business in Asia and Europe

Previously, he was COO for the Group’s North American business based in New York and also spent time supporting the Group Finance Director during the financial crisis. Before this, Mark spent fifteen years as a Relationship Director leading to the role of Area Director,  leading a team of 27 Relationship Managers across several offices.

He is a Fellow of The Chartered Institute of Marketing and has a passion for developing Talent via his mentoring activities.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Mark Brotherton is the Director, Fraud & Financial Crime for the c£5bn Commercial Banking Division and the CB Money Laundering Reporting Officer, and also provides a first line shared service for Lloyds Bank Corporate Markets. He leads a team of 110 specialists across Fraud, Financial Crime, (including PEPs & Correspondent Banks), Sanctions and Anti-Bribery & Corruption and is also responsible for a number of large related Transformation Programmes with  an emphasis on automation, on-boarding and transaction monitoring.

He has been the Group’s Accountable Executive for the SWIFT KYC Registry for the past c.4 years and is a member of the SWIFT KYC Working Group with 15 other Global Bank senior representatives. Mark has supported and hosted a number of related external events to reinforce the value of the Registry.

Mark, who has spent all his career at Lloyds, was previously the COO for Financial Institutions (FIG). As a member of the FI Executive Committee, reporting directly to the Managing Director, Mark had a diverse range of accountabilities across the following disciplines; client service, risk, change, cost management, HR and data. He also had Executive Management responsibility, including Profit and Loss oversight,  for the FIG business in Asia and Europe

Previously, he was COO for the Group’s North American business based in New York and also spent time supporting the Group Finance Director during the financial crisis. Before this, Mark spent fifteen years as a Relationship Director leading to the role of Area Director,  leading a team of 27 Relationship Managers across several offices.

He is a Fellow of The Chartered Institute of Marketing and has a passion for developing Talent via his mentoring activities.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Mark Brotherton is the Director, Fraud & Financial Crime for the c£5bn Commercial Banking Division and the CB Money Laundering Reporting Officer, and also provides a first line shared service for Lloyds Bank Corporate Markets. He leads a team of 110 specialists across Fraud, Financial Crime, (including PEPs & Correspondent Banks), Sanctions and Anti-Bribery & Corruption and is also responsible for a number of large related Transformation Programmes with  an emphasis on automation, on-boarding and transaction monitoring.

He has been the Group’s Accountable Executive for the SWIFT KYC Registry for the past c.4 years and is a member of the SWIFT KYC Working Group with 15 other Global Bank senior representatives. Mark has supported and hosted a number of related external events to reinforce the value of the Registry.

Mark, who has spent all his career at Lloyds, was previously the COO for Financial Institutions (FIG). As a member of the FI Executive Committee, reporting directly to the Managing Director, Mark had a diverse range of accountabilities across the following disciplines; client service, risk, change, cost management, HR and data. He also had Executive Management responsibility, including Profit and Loss oversight,  for the FIG business in Asia and Europe

Previously, he was COO for the Group’s North American business based in New York and also spent time supporting the Group Finance Director during the financial crisis. Before this, Mark spent fifteen years as a Relationship Director leading to the role of Area Director,  leading a team of 27 Relationship Managers across several offices.

He is a Fellow of The Chartered Institute of Marketing and has a passion for developing Talent via his mentoring activities.

Matt is the current Head of Financial Crime at Tide Platform Limited. Tide provides banking services for SMEs and has a current member base of 140,000 users.

Prior to Tide, Matt was the programme manager for Santander’s Financial Crime Apprenticeship programme, focusing on developing future leaders within the world of Financial Crime. Matt has also held roles at multiple other international organisations such as Barclays and Amazon.

Matt has a passion for building Financial Crime teams in a new and innovative way by taking on new graduates and training them in way that allows them to engage both the technical and creative parts of their brains.

The world is ever changing and if we continue to only use traditional methods to prevent financial crime, how can we ever think we are going to get ahead?

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Mike Nathan has over 15 years of experience in the risk and fraud space, with key interests in online banking fraud, application fraud, internal fraud, money mules, anti-money laundering and card fraud. Mike started his career as a credit analyst at Lehman Brothers, before moving to Lloyds Banking Group as a Fraud Manager, where he led large teams of analysts and data scientists. He was a consultant at SAS, the analytics company, a Vice President at Barclaycard, looking at Credit Card Fraud and more recently the Senior Director of Solutions Consulting for Fraud and Identity at LexisNexis Risk Solutions. Mike’s current role at Feedzai is leading a team of Global Solutions Consultants, advising some of the world’s largest financial organisations. Mike also holds an MSc in Information Management & Finance from Westminster Business School.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Mike Nathan has over 15 years of experience in the risk and fraud space, with key interests in online banking fraud, application fraud, internal fraud, money mules, anti-money laundering and card fraud. Mike started his career as a credit analyst at Lehman Brothers, before moving to Lloyds Banking Group as a Fraud Manager, where he led large teams of analysts and data scientists. He was a consultant at SAS, the analytics company, a Vice President at Barclaycard, looking at Credit Card Fraud and more recently the Senior Director of Solutions Consulting for Fraud and Identity at LexisNexis Risk Solutions. Mike’s current role at Feedzai is leading a team of Global Solutions Consultants, advising some of the world’s largest financial organisations. Mike also holds an MSc in Information Management & Finance from Westminster Business School.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Mike Nathan has over 15 years of experience in the risk and fraud space, with key interests in online banking fraud, application fraud, internal fraud, money mules, anti-money laundering and card fraud. Mike started his career as a credit analyst at Lehman Brothers, before moving to Lloyds Banking Group as a Fraud Manager, where he led large teams of analysts and data scientists. He was a consultant at SAS, the analytics company, a Vice President at Barclaycard, looking at Credit Card Fraud and more recently the Senior Director of Solutions Consulting for Fraud and Identity at LexisNexis Risk Solutions. Mike’s current role at Feedzai is leading a team of Global Solutions Consultants, advising some of the world’s largest financial organisations. Mike also holds an MSc in Information Management & Finance from Westminster Business School.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Joanna Jenkins is one of the leading authorities on compliance and money laundering in the payments industry. As well as being Global Compliance Director at Railsbank, Joanna is Co-Chair for the Board of Directors of the ACAMS® UK Chapter. She is also a member of the UK RegTech council and a volunteer for Stop the Traffik, an association combating human trafficking and modern day slavery.

Joanna is a member of the founding team which created Railsbank, one of the world’s most innovative FinTech companies. Railsbank is an API banking and compliance technology platform that connects a global network of partner banks with companies. As Global Compliance Director, Joanna heads an executive team which handles all new country licensing and liaising with the central banks, and focuses on the company’s growth and expansion.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sally McCarthy is the Head of FinCrime and MLRO at Curve, the banking platform that combines multiple cards and accounts into one smart card and app. Sally leads the fincrime team based in Curve’s London headquarters.

Before joining Curve, she worked at Wonga, a disrupter in the short term lending space operating in 5 markets, including in the UK.

Sally spent most of her earlier career at Visa, firstly in their London offices and later in California, where she worked in operating regulations, ecomm, and risk, culminating in helping in the design of their global AML/CTF programme and managing its implementation in the US region.

In her spare time Sally enjoys sailing and hanging out with her two Siamese cats, Charlie and Echo, though not at the same time!

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Vladimir is the Group MLRO for GoCardless, the leader in recurring payments which processes over $13bn in transactions annually for over 55,000 clients. He is responsible for oversight of AML, sanctions and bribery and corruption risk. Before GoCardless, Vladimir worked as a consultant specialising in financial crime compliance. He has worked with financial institutions in the UK, Europe, US and Asia in modernising their approach to financial crime risk. He has also worked on behalf of UK and US regulators in the capacity of providing independent assurance and reporting on monitorships and s.166 efforts.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Kevin McGuiness leads the CLM practice at FD. He is a highly experienced senior Financial Crime delivery lead working across all aspects of CLM partnering with FD’s global client base to design, execute and deliver large scale, complex programmes of work within a heavily regulated environment.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.

Sam is a financial crime prevention professional with over 15 years of practical experience in compliance. Sam holds a number of qualifications and is recognised as a subject matter expert in the field of financial crime.

Sam’s previous work experience includes working as MLRO, Data Protection Officer and CCO and Group Head of AML for various financial institutions, both offshore and in Europe. Sam also worked offshore for several years as the first legal counsel to the financial regulator in Guernsey and subsequently set up the financial crime division, overseeing the examination of a variety of financial institutions. She continues to maintain ongoing engagement with other regulators on financial crime matters.

Sam has extensive training experience in the field of financial crime prevention and corporate governance matters. She has most recently been involved in projects related to FenTech businesses, the use of RegTech to mitigate financial crime and list management relating to the screening of customers and third parties. Sam most recently worked with ACAMS Europe as its AML Director. Sam is recognised by ACAMS as a subject matter expert in sanctions and has co-authored a number of online certificate courses, facilitated working groups on 4/5AMLD in Europe and assistance in the development of white papers. Originally from Montreal, Quebec Canada, Sam holds a Bachelors of Public Administration, Law Degree, qualified as a barrister and solicitor and holds her Masters in Business, specialising in risk management.