Speakers
Fraud in financial services

Adam is the Vice President of Sales for North America at iProov, after previously serving as the company’s Regional Director of Strategic Accounts. Adam has spent more than 20 years in the tech startup world in wide range of roles, as a founder, software engineer, sales leader, and CFO. Prior to iProov he led Yoti’s entry into the North American market where he became entrenched in the digital identity landscape. He received his Bachelor’s Degree from Northwestern University and his MBA from UCLA.

Allen Love is Senior Vice President and Enterprise Head of Fraud Risk Management and Global Security and Investigations for TD Bank Group. Allen is responsible for developing and implementing an enterprise fraud risk management program and framework that has oversight of fraud risk management controls and governance structures being applied across the Bank. The Global Security and Investigations team is responsible for the safety and security of TD Customers, Colleagues, and Brand while providing strategies and insights in investigations, physical security, crime prevention, employee/executive protection and mitigation of insider threats. Prior to this role, Allen was the Senior Vice President and Co-Head Global Anti-Money Laundering Officer for TD Bank Group and Bank Secrecy Act Officer for TD Bank and TDGUS. As Co-Head of the Global Anti-Money Laundering program, Allen was jointly responsible for the implementation and day-to-day oversight of the Global AML program and solely responsible for the BSA program for TD Bank, Americas Most Convenient Bank.

Allen was previously Vice President of Compliance at the Depository Trust & Clearing Corporation (DTCC) and AML/BSA Officer for the Depository Warehouse Trust. He began his career as a Special Agent for the Criminal Investigation Division (CID) of the IRS where he conducted and supervised numerous financial crimes investigations. Allen has held senior compliance positions at GE Commercial Finance and PayPal where he served as the Global AML Officer for each and was a Senior Director at KPMG overseeing proactive and reactive engagements pertaining to financial crime.

Allen is on the Board of Governors of the University of New Haven where he is a member of the Finance Committee and serves as Vice Chairman on the Board of the Urban League of Philadelphia. Allen holds a Bachelor’s in Economics and a Master’s in Public Administration from the University of New Haven and is a graduate of the University of Pennsylvania Wharton School of Business Executive Development Program.

Anne Archer joined Atlantic Union Bank with their acquisition of Xenith Bankshares in 2018, and currently serves as the VP, Director Enterprise Fraud Strategy. She oversees the Bank’s enterprise fraud risk strategy, including risk assessments, education and awareness, program governance, fraud investigations, and threat intelligence.

Since joining Atlantic Union Bank, Anne has held positions of increasing responsibility serving as the FIU Enterprise Quality Supervisor, the Deputy BSA Officer, and as the Fraud Risk Manager. Prior to joining Atlantic Union, she served as the BSA Officer for Xenith Bankshares, and held various positions in BSA Compliance with United Bankshares Inc. Anne has a liberal arts degree from West Virginia University and is a Certified Anti-Money Laundering Specialist.

Outside of the office, Anne enjoys spending time with her family, reading a good mystery, and sketching.

Brian K. Kidd is former Chief of the Market Integrity and Major Frauds (MIMF) Unit of the Criminal Division’s Fraud Section at the United States Department of Justice (DOJ) and a partner in Morrison & Foerster’s Investigations + White Collar Defense Practice Group. At DOJ, Brian supervised a team of roughly 40 federal prosecutors and oversaw virtually all major fraud cases, with a special focus on investigating and prosecuting complex securities, commodities, and other major corporate fraud cases. Brian oversaw cross-border and corporate prosecutions involving market manipulation, spoofing, insider trading, money laundering, bribery, cryptocurrency, accounting, and procurement fraud.

During his tenure as Chief, Brian oversaw a number of significant corporate resolutions, including against some of the country’s largest financial institutions, healthcare companies, government contractors, and automotive companies. Brian also served as Chair of DOJ’s Securities and Commodities Fraud Working Group, where he worked closely with senior leaders at the U.S. Securities and Exchange Commission, Commodity Futures Trading Commission, Federal Deposit Insurance Corporation, and the Federal Reserve.

Prior to his role as chief of the MIMF Unit, Brian served as an Assistant Chief of the MIMF Unit from January 2017 to May 2018 and as a Trial Attorney from October 2015 to January 2017. Prior to joining the Fraud Section, Brian was a trial attorney in the Public Integrity Section of the Criminal Division and an Assistant U.S. Attorney in the U.S. Attorney’s Office in Puerto Rico.

Brita Bayatmakou is a Senior Director in FINRA’s National Cause and Financial Crimes Detection Program where she leads the department’s Technology and Data Analytics strategy. Brita has experience serving in financial crimes intelligence teams at two major financial institutions where she was responsible for conducting global investigations, building out financial intelligence teams, and leading a group that focused on financial crimes threat detection through the use of data science and advanced analytics, particularly through a strategic and predictive lens. Additionally during her time at Charles Schwab and reflecting her expertise in the AML arena, Brita was board appointed as the BSA/AML Officer of the Schwab and Laudus Funds, the Schwab ETFs, Charles Schwab Worldwide Funds PLC and Charles Schwab Futures, Inc.
Prior to Schwab, Brita was a Financial Crimes Analyst at Wells Fargo Bank within their Global Financial Crimes Intelligence Group. In this role she was responsible for conducting investigations and analysis to identify emerging and complex fraud, AML and sanctions evasion trends that involved multiple customer relationships and jurisdictions. She was a subject matter expert on the political, social, and regulatory environment of regions represented in Wells Fargo’s foreign correspondent banking portfolio with a focus on high-risk geographies.

Brita has authored and co-authored several publications related to financial crimes, cybersecurity, and AML topics. She holds two Masters Degrees, is a Certified Financial Crimes Specialist (CFCS), Certified Anti-Money Laundering Specialist (CAMS) and serves as a Board Member for the ACAMS Northern California Chapter. In addition to English, Brita speaks French, Farsi, and Arabic

Caroline Nguyen is currently a Fraud IT Senior Business Analyst at the National Bank of Canada, the leading bank in Quebec and partner of choice for small and medium-sized enterprises as well as professionals. It is also one of the top six banks in Canada, with approximately $281 billion in total assets and over 21,000 employees serving clients in most Canadian provinces, the United States, Europe and around the world. She has 15 years of work experience in the banking industry in fraud operations management and technology. Prior to this role, she has held multiple roles at RBC with a focus on robotics, process automation, BU / IT integration, technology implementation, reporting and data analysis. Caroline also worked a couple of years in the United States at United Way of Tucson and Southern Arizona.

Caroline is a certified Lean Practitioner and Scrum Master. She holds two bachelor’s degrees, one in actuarial mathematics and another in communications studies with a specialization in digital media from Concordia University in Montreal. She also spends time giving back to the community through volunteer opportunities at local non-profit organizations.

Cheryl Chiodi is Director of Solution Marketing at ABBYY. She is responsible for helping enterprises gain more context and insight from their content and processes so they can drive significant impact where it matters most: customer experience, regulatory compliance, operational excellence, and competitive advantage. Informed by engagement with customers, partners, and analysts, she is focused on enabling businesses to achieve true business transformation by leveraging the latest AI, machine learning, and other intelligent automation solutions.

Cheryl is an experienced author and speaker on financial services industry trends, delivering keynotes at the Wall Street Technology Association and The Taiwan Academy of Banking and Finance, and recently presented at Transform Finance, speaking on the topic of fraud, Digital Transformation for Banking, Financial Services & Insurance (BFSI), American Banker Digital Banking Virtual Summit, and ABA/ABA Financial Crimes Enforcement Conference.

Before joining ABBYY, Cheryl led Industry Marketing for Financial Services at Appian and prior to that, held a number of positions across the business at large organizations such as Red Hat, Akamai, Pegasystems, BAE Systems — Applied Intelligence, and Monitor-Deloitte.

Since becoming a CPA, CMA in 1997 David has worked in the field of investigations and regulatory compliance, primarily relating to the financial industry.  His experience includes work in the Audit and Investigations divisions of the CRA, and investigations and compliance roles with the British Columbia Securities Commission.  He joined the Financial Intelligence Unit of HSBC in 2014 and in April of 2017 he became the Head of Investigations at HSBC Bank Canada. 

Deborah R. Porton is the Business Risk & Control Sr. Associate, A.V.P. for Wells Fargo. I am also a Co-Membership Director for the Greater Phoenix Chapter of ACAMS. Deborah is a subject matter expert in BSA/AML, Enhanced & Customer Due Diligence (EDD & CDD), Know Your Customer and have a strong background in understanding high risk industries and the risks they pose to the U.S. Banking systems. Deborah enjoys sharing my knowledge and expertise with others to protect financial systems in the U.S. and abroad, has obtained an ACAMS Certified and has a Financial Crimes Investigators Certificate from Utica College. Currently working on obtaining my Bachelor of Science in Financial Crimes Investigations, specializing in Prevention & Detection through Utica College.

The views expressed are my personal views and do not necessarily reflect the views of Wells Fargo Bank, N.A., its parent company, affiliates, and subsidiaries.

Edwin Rivas is the New York’s SVP & Chief Compliance Officer for Helaba (Landesbank Hessen-Thüringen) and he has an extensive experience working in anti-money laundering, regulatory compliance and internal audit, with strong international and domestic experience in financial services. He has appeared on news television discussing the impact of the USA PATRIOT Act requirements, and he has also conducted regulatory compliance training presentations in the USA, Latin America and Europe.

Mr. Rivas partnered with AIBACP (Association of International Bank Auditors and Compliance Professionals) colleagues and professors at Pace University / Lubin School of Business and actively participated as a member in the Content/Curriculum Committee that developed the curriculum (three-courses) in 2011 for the Certified Regulatory Compliance Professional (CCRP) program launched by Pace in January 2012.

Mr. Rivas is a Certified Compliance Regulatory Professional (CCRP),  Certified Regulatory Compliance Manager (CRCM), ), a Certified Anti-Money Laundering Specialist (CAMS) an Anti-Money Laundering Professional (AMLP), Certified Financial Services Auditor (CFSA) and a Certified Risk Management Assurance (CRMA); and a member of the Institute of Internal Auditors, the Institute of Certified Bankers, the Association of Certified Anti-Money Laundering Specialist, the BAI (Bank Administration Institute) and the AIBA (Association of International Bank Auditors); and a Board member of the AIBA

James McDowell is a Principal Intelligence Specialist for the Financial Industry Regulatory Authority (“FINRA”). Prior to joining FINRA, McDowell was Chief of Cyber Operations for the Alabama Securities Commission where he coordinated multi-jurisdictional investigations and consulted on matters related to digital investigations, data analytics, and information security. McDowell additionally served as a fusion liaison officer, infrastructure liaison officer, and a certified Level II Antiterrorism Officer. McDowell formerly acted as a member of the Financial Banking Information Infrastructure Committee and various other national and international committees. McDowell is also appointed as a subject matter expert for InfraGard, a partnership between the Federal Bureau of Investigation (FBI) and members of the private sector for the protection of U.S. Critical Infrastructure.

McDowell is a Certified Blockchain Expert, Certified Cyber Crime Investigator, Certified Ethical Hacker, Certified Fraud Examiner, and Certified Computer Hacking Forensic Investigator. McDowell holds a master’s degree in Cybersecurity and a master’s degree in Data Analytics. McDowell also previously completed numerous certifications related to counterterrorism, digital forensics, emergency preparedness, cyber investigations, and intelligence analysis.

Jas is the Head of Financial Crimes for Stripe’s (US) and leads the company’s AML and Sanctions programs. Prior to Stripe, he managed PwC’s Financial Crimes Fintech practice across the US West Coast.

He has over 15 years of experience with building and managing programs in the Financial Crimes and Compliance space. Digital Identity / eKYC and using technology to solve financial crimes are areas he’s passionate about.

Jas is a regular speaker at industry events, a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and an executive committee member of the West Coast AML Forum (WCAML).

John McVoy is the Director of Financial Crimes Risk Management at HTLF, which is a Bank Holding Company with over $18 Billion in Assets. John is an attorney with 15-years experience in BSA/AML, Fraud, Risk Management, and Compliance at financial institutions of all size, including US Bank, Baird, Associated Bank, and HTLF. John has his Certified Regulatory Compliance Manager, Certified Anti-Money Laundering Specialist, and Certificate in Cybersecurity and Privacy Law Certifications. John lives in Asbury, Iowa.

John is the board-appointed AML/BSA Officer at Wise, as well as the company’s Financial Crime Oversight Lead for North America. He joined Wise in 2019 from Navigant Consulting, where he was a Senior Consultant. Prior to Navigant, he held multiple roles in financial crime compliance at American Express including working as one of the first members of the company’s enterprise AML quality control team.

John graduated Magna Cum Laude from City College of New York where he was inducted into Phi Betta Kappa. John earned his Juris Doctor from the University of Utah S.J. Quinney College of Law. John is also a Certified Anti-Money Laundering Specialist (CAMS) and has been admitted to practice law in both Utah and Arizona.

Justin Weitz is Principal Assistant Chief in the Market Integrity and Major Frauds Unit of the U.S. Department of Justice’s Criminal Division, Fraud Section, where he works on complex criminal investigations and prosecutions related to financial markets and securities law violations.

He previously served as a Trial Attorney in the Public Integrity Section of the Department of Justice. Mr. Weitz began his legal career as a law clerk for the Honorable R. Barclay Surrick on the U.S. District Court for the Eastern District of Pennsylvania. He received his B.A. in History and Government from Cornell University and J.D. from New York University School of Law.

Larry has 20+ year’s experience in the technology industry. He is the Chief Information Security Officer at the Anti-Human Trafficking Intelligence Initiative (ATII) and an OSINT Investigator and Cryptocurrency Forensic Specialist for the National Child Protection Task Force (NCPTF). Larry is a certified Digital Evidence Investigator (DEI), Mobile Device Investigator (MDI), Triage Investigator (TINV), Certified Cryptocurrency Investigator (CCI), CipherTrace Certified Examiner (CTCE) and holds over 50 other Industry, IT & Security certifications over the past 20 years. He manages technology in multiple disciplines and works with local, state, federal and international Law Enforcement on Human Trafficking and Child Exploitation investigations.

Ms. Listwan is the Head of Commercial Payments Products at Fifth Third Bank. She is responsible for overseeing the product strategy, management, innovation and FinTech partnerships supporting the Commercial Payments business at Fifth Third.

Laura joined Fifth Third Bank in 2018. Prior to joining Fifth Third Bank, she served as the Head of U.S. Bank’s Treasury Management Product Development and Emerging solutions team.

Laura has over 25 years of banking experience focusing on payments and innovation. Prior to joining U.S. Bank, she led LaSalle Bank’s Payables Product Management team.

Laura earned her Bachelor of Arts degree in Psychology with a minor in Economics from University of Illinois at Chicago.

Ms. Listwan serves on the NACHA Board of Directors, acts as the chairperson of RTP Business Committee, and is on the editorial board of the Journal of Digital Banking.

Pawneet Abramowski Is a 25-year veteran of the financial services and law enforcement industries with expertise in strategy, digital transformation, compliance/risk management revamp and investigations.

Ms. Abramowski is the Founder and Principal of her advisory firm focusing on the financial crimes risk management industry, providing strategic analysis and overall assessment of program development working with startups, banks, fintech firms and payment companies. She also provides secondment services to build and transform a financial institution to align its risk and compliance environments with regulatory requirements.

Prior to starting her consulting practice, she served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp focused on expanding the compliance controls tailored for payments sector (i.e., card services, private label banking, merchant acquiring). She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance across industries (i.e., virtual currency, blockchain, digital transformation of traditional services) with traditional and non-traditional financial services.

Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski is a Distinguished Lecturer and former Adjunct Professor of Law, and served as the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute.

Pete has 32 years of Security, Network, and MSSP experience, as a hands-on CISO for the past 17 years, having recently joined Check Point as Field CISO of the Americas. His experience and leadership was most recently as CISO at Cybraics Defense, a DARPA funded project focused on advanced Artificial Intelligence and Machine Learning Analytics.

Pete is the former CISO of Hertz Global, successfully protecting the brand in over 150 countries, across 20,000 employees and 10,000 locations. He led Virtustream’s (now a Dell company) efforts as CISO to achieve FedRAMP and NIST 800-53 certification in record time, hosting dozens of US Federal Agencies on its secure cloud. Pete started the MSSP, security consulting, Pen/Vulnerability Testing Teams as VP of Security engineering at Terremark and successfully guided their migration in the Verizon purchase.

He is a local S. Florida trailblazer, founding a wireless ISP, a network engineering company and an award-winning CRM-telephony Integration Company. Pete is a founder, leader and member of numerous security groups and is a Board Member and Board Advisor. In 2017, he was honored to be selected as a “Top 100 Global Chief Security Officers.”

Pete’s cloud security deployments and designs have been rated by Garter as #1 and #2 in the world and he literally “wrote the book” on secure cloud reference designs as published in Intel Press: “Building the Infrastructure for Cloud Security: A Solutions View.”

Richard Gendal Brown is one of the world’s leading authorities on distributed ledger systems and architectures. Previously, Richard was the Executive Architect for Banking and Financial Markets industry innovation at IBM UK. His previous roles with the company, for whom he has worked for almost fifteen years, included Lead Account Architect for a global Investment Banking client and a consultant for IBM software products. Richard is a Chartered Engineer, holds an MBA with distinction from Warwick Business School and a first-class degree in Mathematics from Trinity College, Cambridge.

Samantha is currently the Head of Internal Audit at the Municipal Securities Rulemaking Board (MSRB) located in Washington, DC. She is responsible for the oversight and execution of the MSRB’s Internal Audit department, reporting to the organization’s Audit and Risk Committee of the Board of Directors. She develops and executes the organization’s annual risk-based internal audit plan, which includes the performance of a comprehensive information technology audit associated with the U.S Securities and Exchange Commission’s Regulation Systems Compliance and Integrity (“Reg SCI”).

With 11+ years of experience spanning the commercial and government sectors, internal controls development and compliance for both on-prem and cloud environments is a skill set she has spent the predominant amount of her career honing and refining. Samantha is well versed in current and upcoming guidance requirements from the AICPA, ISACA, and IIA, as well as seasoned in applying various compliance frameworks (NIST, COBIT, ISO, SOC 2, GDPR, Reg SCI, etc.) to build and/or refine an organization’s control environment.

Samantha received a Bachelor’s Degree in Accounting and Information Systems and a Master’s Degree in Accounting and Information Systems from Virginia Tech. She is CPA and CISA certified as well as Cybersecurity Certified through ISACA.

Sondra Feinberg is a global payments & fraud executive with in-depth knowledge across the eCommerce ecosystem. She is currently the Global Business Strategy Lead for Microsoft Dynamics 365 Fraud Protection and has a proven track record of success. Over the last 20 years she has been an effective leader in the industry and is committed to excellence with strengths in creative problem solving, strategic thinking, revenue generation and global partnerships.

Sudharshan Narva is a seasoned data analytics leader with more than 22 years of experience in building end to end data driven solutions to combat fraud, waste and abuse. Narva worked in large healthcare organizations such as Cigna, Blue Cross Blue Shield, Aetna-CVS, Pfizer etc., where he led and managed risk based proactive data driven initiatives to identify and target fraud, waste and abuse. Among the solutions Narva and his team operationalized were outlier & anomaly detection, behavioral fraud segmentation, control effectiveness measurement and predicting future fraud.

Narva presently leads TIAA’s Internal Audit Data Analytic team to support Internal Audits & Investigations and is leading an initiative to move the division from sample based audits/investigations to risk based full population testing & automation.

Narva is Industrial & Production Engineer, MBA major in Operations Research and Methods and CFE.

Tom Mangine is Vice President, Capital Markets AML Special Investigations at the Bank of Montreal. His responsibilities include conducting Targeted and Enhanced Due Diligence (TEDD) investigations into clients, counterparties and correspondents; Conducting Public Sector-Private Sector Engagement efforts with Regulatory and Law Enforcement agencies around the world; advising members of Capital Markets regarding threats inherent in the geographies and industries in which they operate; and Conducting Site Visits with Key Clients.

Tom is also an Adjunct Professor at the Joint Special Operations University, teaching classes on terrorist-financing, money-laundering and cybersecurity.
Tom joined the Bank after more than twenty years with the US Army where he served on six continents – including deployments to the Balkans, Central Asia, Horn of Africa, Middle East and North Africa. He is an experienced intelligence officer and former diplomat.

Tom earned a BS in Political Science from the United States Military Academy as well as an MA in International Relations and Security Studies from the Naval Postgraduate School. He speaks Arabic, French, Haitian Creole, Portuguese and Spanish.

Thor Nelson has more than 19 years’ experience in the financial services industry. He currently serves as Global AML Officer and Vice President of AML and Anti-Fraud at Ameriprise Financial, Inc., where he spent the last past six years as the Director of AML.  Prior to this Ameriprise, Thor was the AML Investigations Manager at TCF Bank, managing a team of 65 AML Investigators.  Before working at TCF, Thor spent 11 years at RBC Wealth Management, with 7 of those years being spent in the AML department.  Thor has his CAMS certification, holds an MBA from Augsburg University, and carries the 7, 24, 55 and 66 licenses.

Wanda Moncrief is currently the BSA-AML Officer for Trustmark National Bank headquartered in Jackson, MS with approximately $17 billion in assets and just under 200 locations throughout the southeast.  She has worked in anti-money laundering compliance for more than 20 years and in the financial services industry for more than 28 years.  Wanda has experience in designing and implementing new AML programs.  In her past roles, she has also worked in project management, business systems (IT), business continuity and in IRS Information Reporting.

Wanda holds the designation of Certified Anti-Money Laundering Specialist (CAMS) and the designation of Certified AML and Fraud Professional (CAFP).  She is a member of the Mississippi Financial Fraud Investigative Group and has facilitated and coordinated meetings for the group in the past.  Currently she participates in several AML user groups and panels within the AML financial services industry including the Mississippi Regulatory Compliance Group (MRCG) and the Mid-Sized Bank Coalition (MBCA).

Will Blay is a Senior Program Manager at Microsoft focused around the strategy & growth of the Dynamics 365 Fraud Protection solution. He comes from a background in payments & fraud in which he has worked domestically & internationally with gateways, acquiring banks, and issuers.